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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149050 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149050)

Easy to use and conveniant for sll cinds of payment...

Easy to use and conveniant for sll cinds of payment types. App is intuitive and helps keep things secure and tidy. Reviewed on: 14th May 2026

Excellent service and a genuinely helpful credit option

PayPal Credit has been a brilliant addition to my online shopping and budgeting. The application process was quick, the approval decision was instant, and everything was clearly explained from the start. What I appreciate most is the flexibility — the 0% interest offers on eligible purchases make it easy to spread the cost without feeling pressured or overwhelmed. The interface is clean and simple to manage, with clear statements, upfront fees (if any), and no hidden surprises. Payments are easy to schedule, and I receive reminders in plenty of time, which helps me stay organised. Overall, PayPal Credit has been reliable, transparent, and extremely convenient. It’s become my go‑to option for larger purchases because I know exactly where I stand. Reviewed on: 14th May 2026

Anytime I've contacted customer service they've been...

Anytime I've contacted customer service they've been helpful and sorted everything out Reviewed on: 14th May 2026

Easy to use well implemented solutions good informat...

Easy to use well implemented solutions good information excellent choice updates great Reviewed on: 14th May 2026

Easily to use app, i like the range of services, sec...

Easily to use app, i like the range of services, security and wouod reccomend. Reviewed on: 14th May 2026

PayPal is the best free service for secure, fast pay...

PayPal is the best free service for secure, fast payments, they offer integration on many online payment systems, great customer service and easy to use app and website Reviewed on: 14th May 2026

Great service always

10/10. Great service always. I’ve used PayPal Credit multiple times and the process has always been quick, easy and reliable. Payments are clear to manage in the app and customer service has been helpful whenever needed. Highly recommended. Reviewed on: 14th May 2026

Excellent, easy, secure.

Excellent, easy, secure. I'm using PayPal for every transaction.... Reviewed on: 14th May 2026

Rated 5 out of 5 starsNever had a p...

Easy to use and Rated 5 out of 5 stars Never had a problem. I use PayPal credit consistently as an online payment method and find it is swift efficient and convenient. Reviewed on: 14th May 2026

So simple to use and gives me a great peace of mind.

So simple to use and gives me a great peace of mind. Offers security and flexibility. Reviewed on: 14th May 2026

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