Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 80,338 reviews, last reviewed 21st Apr 2026
2724400% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First class service. Never ever had a problem with PayPal. Always handled my transactions professionally. Payments were always paid on time. Would highly recommend. Reviewed on: 21st April 2026
Rawlins J's avatar
Rawlins J

Latest lowest rating:

2

Not bad, just I cannot have any cash flow through Pa... Not bad, just I cannot have any cash flow through PayPal, to many limits and unknown rules what I do not get it, as I know workers who have PayPal and... Read more Reviewed on: 21st April 2026
Iulian's avatar
Iulian
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (80338)

Really easy

5
Really easy to make a purchase online and fast payment Reviewed on: 26th May 2025
Steven L's avatar
Steven L

Never had a problem if I have pay pal has sorted it...

5
Never had a problem if I have pay pal has sorted it very quickly and refunded me exelent Reviewed on: 26th May 2025
Terence 's avatar
Terence

PayPal is simply the best way to pay for everything.

5
PayPal is simply the best way to pay for everything. Anyone in business should allow their customers to to able to pay via PayPal. The securest and convenient way to pay anything. Reviewed on: 26th May 2025
Joe H's avatar
Joe H

Excellent

4
Great customer service always easy to talk too and resolve any problems that sometimes arise always get back to you quickly. Highly recommended Reviewed on: 26th May 2025
Steve Wilko WILKES 's avatar
Steve Wilko WILKES

Easy to use.

5
Easy to use. Convenient to pay for things pay in 3 a really good service also Reviewed on: 26th May 2025
Lu's avatar
Lu

Boomshanka

5
It's handy that you can use it for all kinds of purchases. Even used it this week for my food shop. The interest free and pay in 3 are handy also. Reviewed on: 26th May 2025
Danny D's avatar
Danny D

Easy to set up...

5
Got accepted in minutes and was easy to set up Reviewed on: 26th May 2025
Ross 's avatar
Ross

Great service, PP is the go to payment option

5
Great service, PP is the go to payment option Reviewed on: 26th May 2025
Tony C's avatar
Tony C

best Pay app

5
Great quick efficient response. I am using the app all the time because I feel safe Reviewed on: 26th May 2025
Steve A's avatar
Steve A

Excellent service

5
Excellent service and so easy to use Reviewed on: 26th May 2025
Clive A's avatar
Clive A

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill