Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (159742 reviews)

View other PayPal products

4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (159747)

Simplicity

Easy to use and very helpful in a tight spot Reviewed on: 9th July 2022

Helps you ou when you are low on cash and has gives you enough time to pay

Not a particular story but i love this idea of purchasing something you may be dyeing to have whilst giving you the flexibility to pay later and not the standard one or two months but three. I wish it was pay within six months but i love paypal credit in all. Reviewed on: 9th July 2022

The best credit card

You have always confidence for shopping or any kind of expending with no interest in 4 months. Reviewed on: 9th July 2022

very convenient

easy payments, finances flexibility Reviewed on: 9th July 2022

Highly recommend

Spread the cost with no interest, what’s not to like Reviewed on: 9th July 2022

A Great way to Pay!

I've used PayPal Credit on several occasions and it has helped me buy those expensive items I've wanted. Anything £99 and above qualifies and allows you to spread your payments, which is brilliant as I'm paid monthly. Reviewed on: 9th July 2022

Always there, always fair!

I feel safe with PayPal, I’m protected and I am treated fairly. Friendly reminders mean I never miss a payment and 0% interest gives me peace of mind: Reviewed on: 9th July 2022

IT IS AWESOME

So easy to manage with the app, let’s you keep track. Safe and secure Reviewed on: 9th July 2022

Absolutely Smashing

My experience with PayPal has always been a pleasure. To offer people the credit scheme proves to be very useful and will help many. Thank you PayPal Reviewed on: 9th July 2022

Great PayPal I use every single month

I use PayPal credit interest 3 option very often find it a great way to pay for things over time. A star ++++++++ Reviewed on: 9th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 80880 reviews
Payments
from PayPal 4.71 from 3766 reviews
Credit card
from PayPal 4.70 from 110 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub