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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (164275 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (164289)

Very helpful when I have a problem

Very helpful when I have a problem Reviewed on: 17th May 2024

The best for the payment i recommend it to anyone wh...

The best for the payment i recommend it to anyone who wants to use Reviewed on: 17th May 2024

honest review.

i use paypal all the time. there is no need to miss out on a bargain or a treat due to paypal having great repayment plans, also on the rare occasion something goes wrong paypal staff have got your back. Reviewed on: 17th May 2024

Stress Free Credit

PayPal credit is such a stress free way of purchasing things over time, it’s become a staple in my life. Reviewed on: 17th May 2024

Paypal have resolved issues where eBay didin't

Paypal have resolved issues where eBay didin't Reviewed on: 17th May 2024

Nice to maintain planned expenses

Nice to maintain planned expenses Reviewed on: 17th May 2024

Amazing card I can’t complain at all

Amazing card I can’t complain at all Reviewed on: 17th May 2024

Never had any issues when paying for stuff

Never had any issues when paying for stuff, and it’s so easy and safe to use! Reviewed on: 17th May 2024

Pay Pal works 100%

Pay pal system is really easy to pay. If I need to buy something urgently and I don't have cash, then Pay Pal works 100% Reviewed on: 17th May 2024

Easy to use

Quite straightforward 4 months without apr, personally i am using paypal credit to travel (booking a hotel) it works well for me as i have 4 months after to repay the outstanding amount. Great feature. Highly recommend! Reviewed on: 17th May 2024

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