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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (164734 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (164976)

Very easy and convenient way to pay.

Very easy and convenient way to pay. Reviewed on: 18th May 2024

So happy to use Paypal.

So happy to use Paypal. Really good, fast and reliable services. Reviewed on: 18th May 2024

Good service however there is no protection for cust...

Good service however there is no protection for customers when making purchases using PayPal Credit such as scams. Reviewed on: 18th May 2024

Fab service and always been easy to use.

Fab service and always been easy to use. Anytime I have needed to contact customer service for a query they have always assisted in a timely fashion and solved my query quickly. Would 100% recommend! Reviewed on: 18th May 2024

Always available , I like the choice of credit or th...

Always available , I like the choice of credit or their pay in three option which allows me to keep my balance under control. Reviewed on: 18th May 2024

In one occasion PayPal was confused me about direct...

In one occasion PayPal was confused me about direct debit Reviewed on: 18th May 2024

Last time I phoned as I had a late payment fee but I...

Last time I phoned as I had a late payment fee but I’d already made payment. Had late free reversed straight away on the phone without any issue. Resolved quickly and easily. Reviewed on: 18th May 2024

PayPal credit has got me out of many sticky situatio...

PayPal credit has got me out of many sticky situations in the past and still is today and it doesn’t carry the high interest rates like credit cards do Reviewed on: 18th May 2024

Good interest rate

Easy paymeny system, no interest system and the Interest rate is competitive. Good process for retrieving payment if disatified with a service or product. Reviewed on: 18th May 2024

It is effective but I wish the credit limit can be m...

It is effective but I wish the credit limit can be more easily modified Reviewed on: 18th May 2024

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