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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147895 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147895)

Always easy to use, and understand, I use it for alm...

Always easy to use, and understand, I use it for almost every transaction as it means that my money is safe, I have had it for years now and wouldn't use anything else! Whenever I need to speak to someone they are always helpful Reviewed on: 13th May 2026

Smooth & Efficient, simple process.

Smooth & Efficient, simple process. Reviewed on: 13th May 2026

Convenient

Not a lot to say really. Find payoal convenient Reviewed on: 13th May 2026

Good overall experience

Good overall experience could use a more sleek app Reviewed on: 13th May 2026

Super handy and easy to manage

I’ve been using PayPal credit for a while now and it’s honestly been so handy. It’s really easy to use, especially if you already use PayPal all the time like I do. I like being able to spread the cost of my online purchases and also it just makes online shopping feel a bit safer knowing it’s through PayPal. Love the app too! Definitely one of the better credit options I’ve used. Reviewed on: 13th May 2026

I’ve found it great and easy to use so far

I’ve found it great and easy to use so far Reviewed on: 13th May 2026

Excellent financial service.

Excellent financial service. I gind PayPal very helpful in regular payment and in financing when I buy goods. Reviewed on: 13th May 2026

Excellent offers and I must say their customer servi...

Excellent offers and I must say their customer service is outstanding Reviewed on: 13th May 2026

Excellent service and great value

Excellent service overall. I used PayPal Credit for a £1,600 purchase and took advantage of the 0% interest for 4 months. It made spreading the cost incredibly easy and offered great value. Reviewed on: 13th May 2026

Do not buy online without using PayPal!

Any issues i have previously had with sellers PayPal had managed to sort a refund for me. Have just paid for a ring not using PayPal and they sent the wrong one ! I am finding returning is imposs9ble and when I email there is no reply. .. PayPal would have got this sorted . No more buying online without PayPal assistance . Reviewed on: 13th May 2026

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