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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147887 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147887)

Useful and convenient way to spread payments

I have found PayPal Credit useful and convenient, especially when I need to spread the cost of a larger purchase. It is easy to use at checkout, and I like that it is linked to my existing PayPal account, so everything is in one place. The application and setup process was straightforward, and making payments is simple through the PayPal app or website. I also find it helpful being able to see the balance and payment details clearly. Overall, PayPal Credit has been a handy option when used carefully and responsibly. My only advice would be to make sure you keep track of payment dates and understand the interest charges, especially after any promotional period ends. Reviewed on: 13th May 2026

PayPal Credit - Flexible, Helpful, Friendly

PayPal Credit has always been a useful facility that offers flexible ways to pay for various items. I have rarely had to get in touch with them but when I have they have responded quickly, helpfully and in a friendly manner. Highly recommended. Reviewed on: 13th May 2026

Neede help to purchase a product contacted pay pal t...

Neede help to purchase a product contacted pay pal they made the experience easy Reviewed on: 13th May 2026

Easy to find what you want, well laid out

Easy to find what you want, well laid out Reviewed on: 13th May 2026

Brilliant service

Excellent excellent service. Everything is good about them. Reviewed on: 13th May 2026

excellent online services able to link and make paym...

excellent online services able to link and make payments seamlessly Reviewed on: 13th May 2026

Always had a great experience with PayPal and I use...

Always had a great experience with PayPal and I use it very often with zero issues. When I do I get the help I need and am able to resolve any issues with their customer service team. Great service overall. Reviewed on: 13th May 2026

It’s Easy

Easy to use, easy to understand with great products. Reviewed on: 13th May 2026

Easy to use good offers and a worthy winner of this...

Easy to use good offers and a worthy winner of this award Reviewed on: 13th May 2026

Great customer service

Great customer service via the PayPal Assistant on the app. App very easy to use and has great features. Reviewed on: 13th May 2026

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