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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,001 reviews, last reviewed 24th Apr 2026
3062700% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I use it quite often for new websites that I’m not f... I use it quite often for new websites that I’m not familiar with. I feel there is more protection this way. Reviewed on: 24th April 2026
J Logan 's avatar
J Logan

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84001)

Perfecto

5
No problems and have used PayPal for many years Reviewed on: 26th May 2025
Cheryl s's avatar
Cheryl s

I have been using PayPal credit for a while now.

5
I have been using PayPal credit for a while now. I have had no problems. I have taken advantage of some 0% offers for some of my electronic devices too. I am not unhappy with anything to be honest. If I would change anything, it would be my good PayPal payment to be reflected in my Credit Score. Reviewed on: 26th May 2025
Dimitrios K's avatar
Dimitrios K

It is available on many seller store and very easy t...

5
It is available on many seller store and very easy to use because the application is user friendly and includes all major features needed for day to day transactions. Reviewed on: 26th May 2025
Patrick A's avatar
Patrick A

PayPal credit.... do it

5
I have used PayPal credit for a few years now and it's very easy to use and makes financial decisions a little easier which is helpful in this day and age Reviewed on: 26th May 2025
Bee 's avatar
Bee

Accessible

5
PayPal credit is easily accessible and has been available through most retailers for a number of purchases giving me the option to spread the cost. Reviewed on: 26th May 2025
Eimear F's avatar
Eimear F

PayPal is the best app n wallet I had ever in privat...

5
PayPal is the best app n wallet I had ever in private website makeing payment is the best way to make payment with PayPal Reviewed on: 26th May 2025
Zahir's avatar
Zahir

I would like the option to pay PayPal credit in diff...

4
I would like the option to pay PayPal credit in different ways. Ie selecting a purchase to pay off first rather than waiting until the payment is due to end to see it get paid Reviewed on: 26th May 2025
Katrina 's avatar
Katrina

Useful and helpful

5
Very Useful and helpful. Can use when it is necessary Reviewed on: 26th May 2025
Abu 's avatar
Abu

Easy credit with clear and simple terms.

5
Easy credit with clear and simple terms. Really got me out of a pinch when I needed to buy items. I specifically use the 4 months interest free deal on many purchases. This really helps me spread the cost of larger purchases. Reviewed on: 26th May 2025
Seb A's avatar
Seb A

Everything is perfect every time

5
Everything is perfect every time Reviewed on: 26th May 2025
Nicholas 's avatar
Nicholas

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