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PayPal: PayPal Credit reviews

4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147883)

PayPal is easy to use allows you many different opti...

5
PayPal is easy to use allows you many different options for payment Reviewed on: 13th May 2026

Easy for Payments and Deposits - Know yr money and t...

5
Easy for Payments and Deposits - Know yr money and transactions are safe.. The ability to not worry about large purchases Reviewed on: 13th May 2026

App is easy is user friendly and easy ri navigate...

5
App is easy is user friendly and easy ri navigate Reviewed on: 13th May 2026

PayPal has been very helpful and safe to pay for thi...

5
PayPal has been very helpful and safe to pay for things Reviewed on: 13th May 2026

Always easy to use and very convenient.

5
Always easy to use and very convenient. It helps spread the cost when purchasing goods, making it more affordable. Reviewed on: 13th May 2026

I had PayPal credit and it helped me book a holiday...

5
I had PayPal credit and it helped me book a holiday which I wanted for a long time. I payed it off and know it’s there if I need it again. It was very helpful in a time in need. Reviewed on: 13th May 2026

Good and very exceptional.

5
Good and very exceptional. Everything works well. Reviewed on: 13th May 2026

Great app with the ability to make payments easy

5
Great app with the ability to make payments easy Reviewed on: 13th May 2026

Good experience overall, easy process and friendly c...

3
Good experience overall, easy process and friendly communication. Everything went smoothly Reviewed on: 13th May 2026

My very happy with payment and the the direct debit...

5
My very happy with payment and the the direct debit Reviewed on: 13th May 2026

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