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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,301 reviews, last reviewed 24th Apr 2026
3091100% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, most discreet way of transferring money. Easy to use, most discreet way of transferring money. Reviewed on: 24th April 2026
Scott L's avatar
Scott L

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84301)

I use PayPal all the time quick service

5
I use PayPal all the time quick service Reviewed on: 26th May 2025
Night Blade's avatar
Night Blade

I've found PayPal Credit to be an incredibly helpful

5
I've found PayPal Credit to be an incredibly helpful tool for managing my finances. It allows me to spread the cost of larger purchases—like items I’ve had my eye on or holidays I've been planning—without the stress of paying everything upfront. It's really convenient, simple to set up, and easy to use both online and in-store where PayPal is accepted. The flexibility it offers means I can budget more effectively while still enjoying the things I want. Overall, it's a great option for anyone looking for more control and breathing room with their spending. Reviewed on: 26th May 2025
mansha yousaf's avatar
mansha yousaf

Flexibility

5
It gives the flexibility to pay back in small amounts Reviewed on: 26th May 2025
Clara's avatar
Clara

i always shopping with my pay pal cerdit

5
i always shopping with my pay pal cerdit Reviewed on: 26th May 2025
Ali A's avatar
Ali A

Worthwhile

4
It is worth the money and time and and I am loving it to say the least. Reviewed on: 26th May 2025
Anderson Omenma's avatar
Anderson Omenma

Very good service. Great platform to move money around.

5
No issues, only good things. Never had any issues with customer service and money has always gone in and out very smoothly. Reviewed on: 26th May 2025
Holly's avatar
Holly

PayPal credit is brilliant

5
It’s that good I told my sister to get her Xbox on PayPal credit instead of saving till Christmas she now gets to play her console while paying for it it’s fantastic I will continue to recommend PayPal credit to my family and friends so they can enjoy their purchases now instead of waiting Reviewed on: 26th May 2025
Kaellunel's avatar
Kaellunel

I found it easy.

5
I found it easy to use, but paid it back before any charges. Reviewed on: 26th May 2025
Paul 's avatar
Paul

Fast and Easy Checkout: Many users appreciate how P...

5
Fast and Easy Checkout: Many users appreciate how PayPal simplifies online purchases by allowing them to pay with just a few clicks—no need to enter card details every time. 2. Buyer Protection: PayPal’s buyer protection policy helps users feel secure. If an item doesn’t arrive or isn’t as described, they can file a dispute and often receive a refund. 3. Secure Transactions: PayPal adds a layer of security between your financial info and the seller, reducing the risk of fraud or unauthorized charges. 4. Sending Money: Sending money to friends or family (especially domestically) is fast, easy, and often free using the “Friends and Family” option. 5. Customer Support: Some users report prompt and helpful responses when dealing with transaction issues or unauthorized charges. Reviewed on: 26th May 2025
Praveen Kumar's avatar
Praveen Kumar

PayPal provide a safe way to pay

5
PayPal provide a safe and secure way to handle payment for internet based transaction. Reviewed on: 26th May 2025
PhilB's avatar
PhilB

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