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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147872 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147872)

Easy to use, great promotional offers.

Easy to use, great promotional offers. Reviewed on: 13th May 2026

PayPal a reliable source of credit.

In these poor economic times, it is good to have a reliable source of credit. Reviewed on: 13th May 2026

3 interest free instalments

I find the spread payment over 3 interest free instalments great Reviewed on: 13th May 2026

I always find it so easy to pay for things online wi...

I always find it so easy to pay for things online with PayPal and I also feel safe doing it .I love that you can pay in three parts as well as with credit if you have to . It's really really practical and trustworthy. Reviewed on: 13th May 2026

So easy to use sincerely recommend

So easy to use sincerely recommend Reviewed on: 13th May 2026

only had one issue and paypal helped and sorted it r...

only had one issue and paypal helped and sorted it right away Reviewed on: 13th May 2026

Paypal is a must have.

Paypal is a must have. A good experience in this times of dificulty. Reviewed on: 13th May 2026

I love paypal for its convenience

I love paypal as it is convenient and it accepts American Express Reviewed on: 13th May 2026

Great and easy.

Great and easy. Does what it says it will do. No hidden costs or things that will shock you. Perfect for easy credit and buying items online across multiple months to spread costs . Perfect for larger cost items and smaller cost items. Reviewed on: 13th May 2026

Fast, easy, great support

Instant payments, instant evaluation for credit purchases, easy to use website for my account. Reviewed on: 13th May 2026

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