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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147860 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147860)

No direct people to chat to very long winded to get...

No direct people to chat to very long winded to get answers Reviewed on: 13th May 2026

Easy to use, simple to manage the app,

Easy to use, simple to manage the app, Reviewed on: 13th May 2026

Paypal easy platform to monitor ,query & spend

Paypal easy platform to monitor ,query & spend Reviewed on: 13th May 2026

Variety of flexible ways to pay.

Variety of flexible ways to pay. Secure, trusted and reliable service. Buyer protection gives peace of mind.Customer service have been knowledgeable, friendly and professional every time I have contacted them. Reviewed on: 13th May 2026

Innovative finance which is also secure and reliable

Innovative finance which is also secure and reliable Reviewed on: 13th May 2026

Positive experience

Every time I need to do something on the app or contact PayPal, I always manage to sort it withing minutes, without any issues. Reviewed on: 13th May 2026

PayPal Credit thoroughly deserves the title of 'Best...

PayPal Credit thoroughly deserves the title of 'Best Retail Finance Provider'. It completely transforms the online shopping experience by offering a secure, fast, and incredibly flexible way to spread costs.The application process is instant, and the interest-free offers on larger purchases provide great financial peace of mind. Integration with the standard PayPal wallet makes checkout effortless across thousands of retailers. It is a reliable, transparent, and customer-first financing solution that sets the standard for modern retail finance. Reviewed on: 13th May 2026

Good experience overall and customer servicr good to...

Good experience overall and customer servicr good too they are knowlegable. Reviewed on: 13th May 2026

I have never had an issue.

I have never had an issue. Great service to have. Reviewed on: 13th May 2026

Love PayPal credit and the new card, great idea

Love PayPal credit and the new card, great idea Reviewed on: 13th May 2026

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