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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,394 reviews, last reviewed 24th Apr 2026
3099500% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used PayPal for years. I have used PayPal for years. I can not rate them any higher. They have been phenomenal they have helped me through many hard situations in my life. T... Read more Reviewed on: 24th April 2026
Robbie D's avatar
Robbie D

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84394)

Good app, but customer service is working

5
I think PayPal is a good app, but the customer service could be better - it's hard to get in contact and when you do, there seems to be a communication barrier Reviewed on: 26th May 2025
AW's avatar
AW

A no hassle service easy and hassle free

5
A no hassle service easy and hassle free Reviewed on: 26th May 2025
jim h's avatar
jim h

PayPal Credit is Straightforward

5
PayPal credit is very straightforward and easy to use. Monthly updates and reminders if you pay on time you won’t pay interest and explained in a way everyone can understand Reviewed on: 26th May 2025
Jane's avatar
Jane

I use pay pal credit and it's so easy to use I feel...

5
I use pay pal credit and it's so easy to use I feel safer using it and it's flexible to pay off in chunks before interest is charges with plenty of notice beforehand Reviewed on: 26th May 2025
Terry A's avatar
Terry A

Paypal is a secure way to buy purchases and having c...

5
Paypal is a secure way to buy purchases and having credit with them makes my life so much easier Reviewed on: 26th May 2025
Leanne 's avatar
Leanne

It a convenient way to pay safely.

5
It a convenient way to pay safely. Any disputes over money owed is quickly resolved. Reviewed on: 26th May 2025
Amber L's avatar
Amber L

simple to use and quick way of paying for the pur...

5
So simple to use and quick way of paying for the purchase Reviewed on: 26th May 2025
Anonymous A's avatar
Anonymous A

No interest, if you pay within few months - brilliant

5
No interest, if you pay within few months - brilliant Reviewed on: 26th May 2025
Anna R's avatar
Anna R

Very helpful and very simple and the ability to navi...

5
Very helpful and very simple and the ability to navigate through the app is good Reviewed on: 26th May 2025
Tractor man 's avatar
Tractor man

Paypal credit interest rates is too high need to wor...

5
Paypal credit interest rates is too high need to workout Reviewed on: 26th May 2025
Mohammad R's avatar
Mohammad R

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