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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (147842)

Great service

5
Great service , would definitely recommend , never had any problems Reviewed on: 13th May 2026
Daza's avatar
Daza

Pay in 3

5
The pay in 3 installments is handy Reviewed on: 13th May 2026
Chrisanthi christou 's avatar
Chrisanthi christou

Great credit product for online shopping

5
I’ve been using PayPal Credit for a while now and it’s been a genuinely positive experience overall. What I appreciate most is how seamlessly it integrates into the checkout process — if a retailer accepts PayPal, you’re good to go. No need to enter card details every time, which makes online shopping quick and hassle-free. The payment flexibility is a real highlight. Being able to spread the cost of larger purchases without immediately hitting my bank account gives me great peace of mind, especially with the 4-month interest-free option available on eligible purchases. As long as you stay on top of your payments, it’s a smart way to manage your finances. Customer service has been helpful on the occasions I’ve needed to get in touch. Any queries I had were dealt with in a reasonable time and I didn’t feel like I was being passed around endlessly. Overall, PayPal Credit is a solid option if you shop online regularly and want a flexible, interest-free way to spread costs. I’d recommend it to anyone looking for a convenient buy-now-pay-later solution that’s backed by a trusted name. Reviewed on: 13th May 2026
Haseeb ur Rehman's avatar
Haseeb ur Rehman

Paypal is the best i like it very much

5
Paypal is the best i like it very much Reviewed on: 13th May 2026
Angi a's avatar
Angi a

Not all payments with PayPal over £100 can be used f...

4
Not all payments with PayPal over £100 can be used for paying Reviewed on: 13th May 2026
jim d's avatar
jim d

PayPal is easy, practical, and secure to use.

5
PayPal is easy, practical, and secure to use. Reviewed on: 13th May 2026
Vinicio R's avatar
Vinicio R

Very reliable service.

5
Very reliable service. Very effective and dependable service. Reviewed on: 13th May 2026
Monisade 's avatar
Monisade

It has been a really good experience since 2019 when...

4
It has been a really good experience since 2019 when i first set up my paypal account. Reviewed on: 13th May 2026
Shehryar M's avatar
Shehryar M

Useful for Internet spends

4
Useful for Internet spends when details aren't shared it feels safer to use and paid for when money is there Reviewed on: 13th May 2026
Karen k's avatar
Karen k

I've been with PayPal since the beginning !

5
I've been with PayPal since the beginning ! Reviewed on: 13th May 2026
Alex's avatar
Alex

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