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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147807 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147808)

Very convenient and safe to use.

Very convenient and safe to use. You can choose payment options or in which bank account or bank catd to use for in one click. Reviewed on: 13th May 2026

very fantastic experience been here

very fantastic experience been here Reviewed on: 13th May 2026

I bought a phone paid by PayPal credit got £100 off,...

I bought a phone paid by PayPal credit got £100 off, very good for me. Reviewed on: 13th May 2026

Reassured using my credit cards to new companies

I feel more comfortable when paying companies I have never ealt with before as I know my credit card number and data are not accessible to scammers and hackers. Reviewed on: 12th May 2026

paypal/paypal credit user

i use paypal alot to pay for things and i have paypal credit to fall back on also which also benefits me alot i use paypal as i find it safer and better and if anything i have the support and reassurance if anything was to happen i have the customer support also i did have an issue once on paypal where someone managed to pay for something on my account paypal support were amazing and refunded the payment taken out i then put 2fa on my account where i have had no issues since. Reviewed on: 12th May 2026

PayPal has been one of the most reliable payment pl...

“PayPal has been one of the most reliable payment platforms I’ve used. Transactions are quick, secure, and easy to manage, whether sending money, shopping online, or handling business payments. The interface is user-friendly, and the added buyer protection gives extra peace of mind. Customer support has improved over time, and the platform integrates smoothly with many websites and services. Overall, PayPal makes online payments convenient and trustworthy.” Reviewed on: 12th May 2026

I have been using PayPal for a while now and I appre...

I have been using PayPal for a while now and I appreciate their services and how they attend to me. Reviewed on: 12th May 2026

Pay is excellent

I've had PayPal for years they've always helped me when I've had problems which is hardly ever. Reviewed on: 12th May 2026

It's a Great Start, PayPal credit is Fast and easy...

It's a Great Start, PayPal credit is Fast and easy to use Reviewed on: 12th May 2026

I am happy

I pay monthly by direct debit and there have been no problems. I re eived a Credit card and it worked on the first purchase without having any problems. It is very handy. The credit limit is fair. I am happy. Reviewed on: 12th May 2026

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