Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,533 reviews, last reviewed 24th Apr 2026
3112400% increase in 5 star reviews
in the past 90 days
4450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe safe and reliable Safe… reliable.. there to sort out if any issues arise Reviewed on: 24th April 2026
Fiona F's avatar
Fiona F

Latest lowest rating:

1

Quick Paypal Credit Results When i applied for a samsung paypal credit,it was very quick and easy to apply. Result was out in a matter of seconds. I am very happy Reviewed on: 24th April 2026
Maria's avatar
Maria
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (84533)

Easy to access ,easy to use and above all better tha...

5
Easy to access ,easy to use and above all better than others. It’s a been a great pleasure subscribing to PayPal’s credit and I will choose it again over others. Reviewed on: 26th May 2025
Azeez A's avatar
Azeez A

Never any issues

5
Never any issues - does what it says on the tin with no fuss Reviewed on: 26th May 2025
RuffyB's avatar
RuffyB

Does what it needs to do !!

5
Never had any problems with paypal and I am more than happy with the service it is very easy to use and is accepted in many places online and i know that paying with paypal is very secure so i never worry when using it Reviewed on: 26th May 2025
Stephen E's avatar
Stephen E

Best out of them all

5
Best finance provider around, from pay in 3 to credit. Easy and understandable app, 10 out of 10 all around. Been using PayPal for years and couldn't fault it Reviewed on: 26th May 2025
Lucie R's avatar
Lucie R

I like that there's choice of ways to pay.

5
I like that there's choice of ways to pay. Pay pal is easy to use and you can easily change which card or account you want to pay with. I have used pay over four instalments and PayPal credit which is interest free. Reviewed on: 26th May 2025
Abw 's avatar
Abw

I’m with PayPal for a long time and very happy with...

5
I’m with PayPal for a long time and very happy with everything what they provide for me. Reviewed on: 26th May 2025
Marek Siska's avatar
Marek Siska

Easy to use,,,, fantastic app on the credit is brill...

5
Easy to use,,,, fantastic app on the credit is brilliant which I’d pay off each month Reviewed on: 26th May 2025
Martin Walker's avatar
Martin Walker

Brilliant service easy to use.

5
Brilliant service easy to use. Used by nearly all major companies Reviewed on: 26th May 2025
tony m's avatar
tony m

Nothing but great things to say about them.

5
Nothing but great things to say about them.. Reviewed on: 26th May 2025
Tina D's avatar
Tina D

Always reliable and secure would always recommend

5
Always reliable and secure would always recommend Reviewed on: 26th May 2025
Stephen F's avatar
Stephen F

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill