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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,608 reviews, last reviewed 24th Apr 2026
3119500% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use. Easy to use. I like the pay in 3 option. Reviewed on: 24th April 2026
Joan R's avatar
Joan R

Latest lowest rating:

1

The only time I ever asked them to step in and they... The only time I ever asked them to step in and they didn’t do anything to assist me, I tend to use Apple Pay these days instead of Paypal. Reviewed on: 24th April 2026
Craig A's avatar
Craig A
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84608)

Always have good options to pay.

5
Always have good options to pay. Reviewed on: 26th May 2025
Mitesh Bhathela's avatar
Mitesh Bhathela

Really helpful facility to have

5
Really helpful facility to have, interest rates could be cheaper for those with good credit. Reviewed on: 26th May 2025
Sarah's avatar
Sarah

I really like paypal credit.

5
I really like paypal credit. The 3 payment plan very often helps me with paying for things over 3 payments. The customer service has always been top notch. Thank you Reviewed on: 26th May 2025
Marky's avatar
Marky

I have nothing but a great experience with PayPal!

5
I have nothing but a great experience with PayPal!! I can always count on them and if I have a problem, they are never too far away. Reviewed on: 26th May 2025
Kaydian F's avatar
Kaydian F

Flexible payments, clear terms, regular contact

5
PayPal has offered me flexible payments with clear payment terms. Terms are stated and reminders regularly sent to ensure all payments are made on time. Contact to review borrowing amounts on a regular basis. Reviewed on: 26th May 2025
Keely N's avatar
Keely N

PayPal is flexible with their three interest free in...

5
PayPal is flexible with their three interest free instalments and also credit card with four months interest free is absolutely super. Reviewed on: 26th May 2025
Comfort U's avatar
Comfort U

Paypal credit is a wonderful option

5
Paypal credit is a wonderful way to support small start up business or for purchases as a consumer where the 4 month interest free option is a great way to pay off over time without occurring additional costs. Reviewed on: 26th May 2025
Andy B's avatar
Andy B

Fast, easy and always there for when you need it.

5
Fast, easy and always there for when you need it. Absolutely no problems with using PayPal and would happily recommend to anyone. Reviewed on: 26th May 2025
Peter M's avatar
Peter M

Excellent service and app, nice choice of service o...

5
Excellent service and app, nice choice of service options Reviewed on: 26th May 2025
Andy's avatar
Andy

My experience with PayPal credit has been great!

5
My experience with PayPal credit has been great! It has allowed me to be more financially free with plenty time to pay back my credit, plus being able to choose how much I would like to pay back each month is very helpful. Reviewed on: 26th May 2025
Cammy's avatar
Cammy

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