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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147769)

I always use paypal when shopping online, its the be...

5
I always use paypal when shopping online, its the best payment method for paying flexibly. I have never had any issues and trust their service. Highly recommended. Reviewed on: 12th May 2026

I don't have any issue with PayPal Credit card.

5
I don't have any issue with PayPal Credit card. Reviewed on: 12th May 2026

Help when needed

5
Paypal credit has came in as a lifesaver when we needed it. Easy to use, transparent fees and various offers on purchases such as several months interest free on high purchases. Fab service and the added security if things go wrong with the purchase Reviewed on: 12th May 2026

Really convenient and the app is helpful.

5
Really convenient and the app is helpful. Reviewed on: 12th May 2026

My go to app.

5
My to go app. Love the new features: pay credit card, pay in 3 and moodt of all the security in using it. I like the number of stores paypal can be used i and the peace of mind that transactions are safe. Great customer service too! Concerns and queries are always dealt with in a professional and friendly manner. Reviewed on: 12th May 2026

Gives you the safe and secure online payments needed.

5
Gives you the safe and secure online payments needed. Reviewed on: 12th May 2026

smooth transactions

5
Every transaction goes through smoothly Reviewed on: 12th May 2026

Alwaus reliable and smooth, always with with good cl...

5
Alwaus reliable and smooth, always with with good clear communication and an esay to navigate site. Reviewed on: 12th May 2026

Clear and concise

5
They make a sometimes confusing situation clear and concise.I am elderly and appreciate the ease with which the balances are transferred. Reviewed on: 12th May 2026

Easy and simple to use

5
Easy and simple to use. Very straightforward app Reviewed on: 12th May 2026

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