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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147734)

I think Pay pal is great it allows you to spread the...

5
I think Pay pal is great it allows you to spread the cost making things more affordable Reviewed on: 12th May 2026

I had a dispute with a vendor.

5
I had a dispute with a vendor. I provided as much information as I could. PayPal immediately refunded the full amount. Thank you PayPal. That's what I call 5 star service! Reviewed on: 12th May 2026

credit available when needed

5
credit available when needed straight forward and easy to access reminders when balance payment is due reliable source of credit on rare occasions when balance payment is missed a courteous call is made to arrange payment Reviewed on: 12th May 2026

It been ok helps make payments easier

4
It been ok helps make payments easier Reviewed on: 12th May 2026

The best

5
Paypal is unbeatable. One of the best apps to have Reviewed on: 12th May 2026

Been fair and reliable, can always rely on it when n...

5
Been fair and reliable, can always rely on it when needed. It’s helped me through a lot of tough times and good times, would recommend to others for sure. Reviewed on: 12th May 2026

Great flexible choices and modern.

4
Great flexible choices and modern. Wide choice of integrated systems and use across retail and platforms. Reviewed on: 12th May 2026

Great app wonderful service always helpful when need...

5
Great app wonderful service always helpful when needing issue being resolved safe way to pay thanks Reviewed on: 12th May 2026

Top Notch!

5
Never had any problems with all the years of using there service. Reviewed on: 12th May 2026

My experience with papal has been great if and when...

5
My experience with papal has been great if and when I have called customer service they have always been helpful. Reviewed on: 12th May 2026

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