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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,692 reviews, last reviewed 24th Apr 2026
3127000% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous service. Fabulous service.. so helpful for paying between friends and family. Reviewed on: 24th April 2026
Karen G's avatar
Karen G

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (84692)

The PayPal Credit is a good option but only if you p...

5
The PayPal Credit is a good option but only if you pay it off within four months. I’ve had some bad customer service from PayPal in the past but the payment options are good. Reviewed on: 26th May 2025
Jerry C's avatar
Jerry C

Very good, use a lot to purchase items and return...

5
Very good, use a lot to purchase items and return Reviewed on: 26th May 2025
Emily j's avatar
Emily j

Having Paypal made everything easier, credit allowan...

5
Having Paypal made everything easier, credit allowances, paying online via Paypal for everything. I have had it for years and it’s made it easier and better. Reviewed on: 26th May 2025
Zuzanna G's avatar
Zuzanna G

Great company

5
Great company always there to help Reviewed on: 26th May 2025
Neil f's avatar
Neil f

Professional, curtious and just a well run organisation

5
Professional, curtious and just a well run organisation Reviewed on: 26th May 2025
Simon E's avatar
Simon E

Use all the time

5
Very helpful use a lot, 100% recommend using Reviewed on: 26th May 2025
Yasmin g's avatar
Yasmin g

PayPal, the No fuss go too.

5
PayPal credit has been a no fuss solution for those unexpected and costly surprises. The 0% on payments within the 4 month time frame works for me. Reviewed on: 26th May 2025
Terence D's avatar
Terence D

PayPal is my go to

5
PayPal is my go to payment method. I love that I can pay in 3 and also have PayPal credit. If there's any issues customer service is always helpful. I feel safe and protected using PayPal to make purchases. Reviewed on: 26th May 2025
Fi's avatar
Fi

For me, PayPal credit is very helpful for everyday o...

5
For me, PayPal credit is very helpful for everyday online shopping. Reviewed on: 26th May 2025
Nicolae P's avatar
Nicolae P

Easy to use and readily available.

5
It's simple and easy to use, it's widely accepted, and it has a 4-month interest free offer. Reviewed on: 26th May 2025
Robert E's avatar
Robert E

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