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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147681)

PayPal is a reliable and trustworthy site that I use...

5
PayPal is a reliable and trustworthy site that I use all the time Reviewed on: 12th May 2026

It’s make everything easier as you can pay it in 4 p...

5
It’s make everything easier as you can pay it in 4 parts without any interests. Reviewed on: 12th May 2026

Great app and service

5
Use it all the time for every day purchases and to manage the repayments on more expensive purchases. Reviewed on: 12th May 2026

PayPal is a great credit to use it gives you time to...

5
PayPal is a great credit to use it gives you time to pay bit by bit it's great for people who don't have money to pay for their shopping in one go it's no stress you just need to pray monthly and pay on time i would encourage everyone to PayPal credit my friends and family's use PayPal credit it's efficient and you can bill up your credit with PayPal is love using PayPal Reviewed on: 12th May 2026

I dont always understand the statement seems alot go...

5
I dont always understand the statement seems alot going on Reviewed on: 12th May 2026

Moving money safely

5
Moving money safely, good rate on credit easy to manage Reviewed on: 12th May 2026

Pay pal perfect

5
Everything ok. Perfect. everything is smooth, there are no difficulties Reviewed on: 12th May 2026

Excellent back up to paying from my usual account.

5
Excellent back up to paying from my usual account. Reviewed on: 12th May 2026

Pay pal is a great service to use and I would recom...

5
Pay pal is a great service to use and I would recommend it to my friends Reviewed on: 12th May 2026

Paypal Credit

5
Never any issue, ideal for spreading out your budget. Reviewed on: 12th May 2026

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