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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,748 reviews, last reviewed 25th Apr 2026
3132100% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service Easy to use service with PayPal offered with most retailers Reviewed on: 25th April 2026
rebecca bartlett's avatar
rebecca bartlett

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84748)

brilliant, easy helpful there if you need it

5
brilliant, easy helpful there if you need it Reviewed on: 26th May 2025
GB's avatar
GB

Pay in 3 and pay later great value for money.

5
Pay in 3 and pay later great value for money. Pay off for free within a few months Reviewed on: 26th May 2025
Eimear O's avatar
Eimear O

Always works first time no issues.

5
Always works first time no issues. Reviewed on: 26th May 2025
Mick H's avatar
Mick H

Great being able to use this service to support cost...

5
Great being able to use this service to support cost of living crisis for essentials. Reviewed on: 26th May 2025
Raymond Y's avatar
Raymond Y

PayPal Credit is a safe and very useful payment method.

5
PayPal Credit is a safe and very useful payment method. You don’t need to worry about sharing your bank details or current balance at the bank account. I always know that site is safe for shopping if I can pay by PayPal. Customer service is also very helpful. They always trying to help if you have any issues. Reviewed on: 26th May 2025
Inga G's avatar
Inga G

Helpful hands

5
Easy to access the credit , quickly approved, i always use this service as i am on the safe side regarding the scammers. Reviewed on: 26th May 2025
Dymma F's avatar
Dymma F

Used it to spread the cost of a holiday.

5
Used it to spread the cost of a holiday. Very helpful. Reviewed on: 26th May 2025
Andrew B's avatar
Andrew B

I have been using paypal credit for a good while now...

5
I have been using paypal credit for a good while now, and it has been incredibly useful while I have been taking care of my infirm parents. In the modern day, it is quite difficult to both work and look after them, so this has been super useful. I do not feel pressured to repay, and the payments I do make are always mangeable. Reviewed on: 26th May 2025
Lomon Waltho's avatar
Lomon Waltho

Good Job

4
I am happy but the interest is high Reviewed on: 26th May 2025
Rozalia L's avatar
Rozalia L

Super convenient and helpful when you need to pay in...

5
Super convenient and helpful when you need to pay in advance recommend for everyone Reviewed on: 26th May 2025
Suriyan W's avatar
Suriyan W

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