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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147634)

I love using paypal

5
I love using paypal, it’s very easy to use, makes things easier, using paypal credit has helped me with the things i couldn’t buy straight away but spreading it over time Reviewed on: 12th May 2026

Excellent for those things that you need

5
Excellent for those things that you need Reviewed on: 12th May 2026

My financial back up method I am happy I got PayPal...

5
My financial back up method I am happy I got PayPal to rely for my hard times Reviewed on: 12th May 2026

I have been using paypal for many years now and it i...

5
I have been using paypal for many years now and it is a very safe and easy way to pay for online purchases Reviewed on: 12th May 2026

Love the pay in 3 option

5
Love the pay in 3 option as a really easy way to not rack up debt but still feel in control paying in bite sized chunks for larger purchases. Reviewed on: 12th May 2026

Makes buying online safe and easy, shame transaction...

5
Makes buying online safe and easy, shame transactions don’t come out of your bank quicker like cards etc, app easy to use, easy to pay more frequently than required too Reviewed on: 12th May 2026

Reliable great offer available with 0% interest on p...

5
Reliable great offer available with 0% interest on purchases for 4 months Reviewed on: 12th May 2026

Always good service, no issues so far.

5
Always good service, no issues so far. Reviewed on: 12th May 2026

PayPal credit

5
PayPal credit easy to use, send emails near time for payment Reviewed on: 12th May 2026

great customer service

5
Used PayPal for years and always good service Reviewed on: 12th May 2026

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