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PayPal: PayPal Credit reviews

4.90
Based on 84,778 reviews, last reviewed 25th Apr 2026
3134700% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always my first go to. Pay pal are an easy efficient way to spread the cost, they also give an extra layer of protection when I make a larger purchase, especially holidays. ... Read more Reviewed on: 25th April 2026
Jazmin H's avatar
Jazmin H

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (84778)

Interactive and Straightforward.

5
Straightforward and easy to understand instructions. Reviewed on: 26th May 2025

Love PayPal credit

5
Love PayPal credit, it allows me to buy an item and spread the payments out interest free, when I’ve paid for that item I can do the same again and not get into debt by spreading the cost interest free Reviewed on: 26th May 2025

I have used PayPal for years, they are safe and secu...

5
I have used PayPal for years, they are safe and secure and I will be using them in the future , I always recommend them. Reviewed on: 26th May 2025

Always a good service and my preferred way to pay on...

5
Always a good service and my preferred way to pay online. Reviewed on: 26th May 2025

Everything just runs smooth.

5
Everything just runs smooth. Great service. As always. Nice one Reviewed on: 26th May 2025

Consistently excellent service and value and very go...

5
Consistently excellent service and value and very good customer support Reviewed on: 26th May 2025

excellent service , easy to use and make transaction

5
excellent service , easy to use and make transaction Reviewed on: 26th May 2025

Great quality of service

5
Great quality of service provided Reviewed on: 26th May 2025

Great finance deals for big purchases with usual sup...

5
Great finance deals for big purchases with usual suppliers eg, getting mot or service, eg pay in 3 or interest free, lowest rates, and quick payment option Reviewed on: 26th May 2025

Good service and quick ansuer I woudlike recomended...

5
Good service and quick ansuer I woudlike recomended fir all my frend Reviewed on: 26th May 2025

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