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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147588)

Its all good.

4
Its all good. I like PayPal. Its very secure and safe way to transfer money. Reviewed on: 12th May 2026

Easy to set up.

5
Easy to set up.. good communication Reviewed on: 12th May 2026

Best secure payment method

5
I have used PayPal for many years. It has always been a fast. efficient and secure way for me to pay. Reviewed on: 12th May 2026

No problems with any part of PayPal

5
No problems with any part of PayPal Reviewed on: 12th May 2026

Great money options.

5
Great money options. Pay total amount, or spread it over 3 months interest free. Really helpful and have used this option a couple of times to pay for higher cost purchases. Easy to set up. Kept fully informed of progress & payments. Highly recommended. Reviewed on: 12th May 2026

Fast and easy transactions.

5
Fast and easy transactions. So simple. Reviewed on: 12th May 2026

Very Good service.

5
Very Good service. Highly recommend PayPal Reviewed on: 12th May 2026

Always pay through PayPal.

5
Always pay through PayPal. Never had a problem. Reviewed on: 12th May 2026

PayPal credit: here when you need it most!

5
I had amazing experience with PayPal credit, it helped me finance my purchase when I needed it the most. Reviewed on: 12th May 2026

4-months 0% interest offer is amazing.

5
4-months 0% interest offer is amazing. Reviewed on: 12th May 2026

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