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PayPal: PayPal Credit reviews

4.90
Based on 84,791 reviews, last reviewed 25th Apr 2026
3135900% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
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0%

Latest highest rating:

5

Easy helper to make the budget go further PayPal credit has been a life saver organising bits for our building works whilst managing the budget and allowing us more flexibility. Being able to ... Read more Reviewed on: 25th April 2026
Katharina's avatar
Katharina

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84791)

Paypal let me down on a large purchase where the com...

3
Paypal let me down on a large purchase where the company is purchased from went into administration. If I had used a normal credit card I would have been covered. Reviewed on: 26th May 2025

Fantastic service

5
Fantastic service, friendly staff. Help easily found Reviewed on: 26th May 2025

In the past few years I always used paypal when I bu...

5
In the past few years I always used paypal when I buy a product online and they are very good and fantastic . Reviewed on: 26th May 2025

Interactive and Straightforward.

5
Straightforward and easy to understand instructions. Reviewed on: 26th May 2025

Love PayPal credit

5
Love PayPal credit, it allows me to buy an item and spread the payments out interest free, when I’ve paid for that item I can do the same again and not get into debt by spreading the cost interest free Reviewed on: 26th May 2025

I have used PayPal for years, they are safe and secu...

5
I have used PayPal for years, they are safe and secure and I will be using them in the future , I always recommend them. Reviewed on: 26th May 2025

Always a good service and my preferred way to pay on...

5
Always a good service and my preferred way to pay online. Reviewed on: 26th May 2025

Everything just runs smooth.

5
Everything just runs smooth. Great service. As always. Nice one Reviewed on: 26th May 2025

Consistently excellent service and value and very go...

5
Consistently excellent service and value and very good customer support Reviewed on: 26th May 2025

excellent service , easy to use and make transaction

5
excellent service , easy to use and make transaction Reviewed on: 26th May 2025

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