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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147520 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147520)

Customer service is excellent and it’s easy to get t...

Customer service is excellent and it’s easy to get through to them online and over the phone. Reviewed on: 12th May 2026

Great help

As a normal citizen of this country, paying large amount of money to a certain thing makes me struggle. Paypal has helped me to budget and pay things in the long run. It has really helped me. Reviewed on: 12th May 2026

very helpful

I have used PayPal Credit many times. But it was most helpful when I used it to pay for my dream holiday. Reviewed on: 12th May 2026

So far a solid 8/10.

My experience so far has been a solid 8/10. I haven't had dealings with customer service yet. However all the items I have bought using PayPal have arrived on time and without any issues. The more I use PayPal the the greater my specific details will be. I find the App can be a bit clunky at times though. Reviewed on: 12th May 2026

Very accommodating and excellent

Very accommodating and excellent Reviewed on: 12th May 2026

Always there when needed

Always there when needed but bit annoying when changes are made to what is familiar Reviewed on: 12th May 2026

Paypal credit is very convenient and hassle free

Paypal credit is very convenient,all services like pay in 3 installments or interest free 24 installments. I have used both services and never had any issues Reviewed on: 12th May 2026

Brilliant service thanks good communication

Brilliant service thanks good communication Reviewed on: 12th May 2026

Easy to use easy to access to customer service

Easy to use easy to access to customer service Reviewed on: 12th May 2026

Awesome !

Awesome !! Love the service. Easy to use Reviewed on: 12th May 2026

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