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PayPal: PayPal Credit reviews

4.90
Based on 84,805 reviews, last reviewed 25th Apr 2026
3137300% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay pal is so good and I love the pay pal credit fea... Pay pal is so good and I love the pay pal credit feature it helped me so much when I needed extra money one month Reviewed on: 25th April 2026
Lara's avatar
Lara

Latest lowest rating:

2

Statements and interest and formats for transactions... Statements and interest and formats for transactions are confusing and unclear Reviewed on: 24th April 2026
Richard j's avatar
Richard j

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (84805)

Always a good experience.

5
Always a good experience. I have a lot of confidence buying online using PayPal and know my money and details are saf e Reviewed on: 26th May 2025

Can manage everything online , payments and viewing...

5
Can manage everything online , payments and viewing statements etc which is so easy and everything is one place Reviewed on: 26th May 2025

Paypal Credit works

5
Paypal Credit works. Easy to use app. Many different credit agreements and deals all in one place, from one balance. Reviewed on: 26th May 2025

Never had any issues recently using Paypal.

5
Never had any issues recently using Paypal. Always great customer service if anything crops up and resolved quickly. Reviewed on: 26th May 2025

Paypal let me down on a large purchase where the com...

3
Paypal let me down on a large purchase where the company is purchased from went into administration. If I had used a normal credit card I would have been covered. Reviewed on: 26th May 2025

Fantastic service

5
Fantastic service, friendly staff. Help easily found Reviewed on: 26th May 2025

In the past few years I always used paypal when I bu...

5
In the past few years I always used paypal when I buy a product online and they are very good and fantastic . Reviewed on: 26th May 2025

Interactive and Straightforward.

5
Straightforward and easy to understand instructions. Reviewed on: 26th May 2025

Love PayPal credit

5
Love PayPal credit, it allows me to buy an item and spread the payments out interest free, when I’ve paid for that item I can do the same again and not get into debt by spreading the cost interest free Reviewed on: 26th May 2025

I have used PayPal for years, they are safe and secu...

5
I have used PayPal for years, they are safe and secure and I will be using them in the future , I always recommend them. Reviewed on: 26th May 2025

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