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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147435 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147436)

Great service.

Great service. Very happy. Keeps money safe. Allows transfer to business and friends without hassle. Reviewed on: 12th May 2026

I had a really smooth experience using PayPal Credit.

I had a really smooth experience using PayPal Credit. I was approved for a £500 credit limit, and the whole process was quick and straightforward. Everything was done online, and I was able to access a digital card immediately, which made it easy to start using the credit for transactions right away. It felt convenient, secure, and well integrated into my existing PayPal account. Overall, a very hassle free way to access short term credit when needed. Reviewed on: 12th May 2026

fantastic options for paying online

fantastic options for paying online and spreading payments Reviewed on: 12th May 2026

I had a really positive experience with PayPal recen...

I had a really positive experience with PayPal recently. I unfortunately received a counterfeit item from an online purchase, but PayPal handled the dispute professionally and efficiently. Their customer service team kept me updated throughout the process, investigated the claim quickly, and successfully helped me get my money refunded. What I also really appreciate is the option to spread the cost of purchases with their interest-free payment plans, which makes managing larger purchases much easier and more flexible. It gives extra peace of mind knowing you have both buyer protection and flexible payment options in one place. Overall, I’m very impressed with the level of support, security, and convenience PayPal provides, and I’ll definitely continue using them for future purchases. Reviewed on: 12th May 2026

Positive ..

Firstly if I even had issues with transaction you've sorted them out and now secondly im earning points as a reward which is brilliant. Thank you Reviewed on: 12th May 2026

I have never ever had any issues from PayPal.

I have never ever had any issues from PayPal. I would recommend them to anyone Reviewed on: 12th May 2026

Good, very easy and convenient to use for short term...

Good, very easy and convenient to use for short term help. Reviewed on: 12th May 2026

Always reliable , safe to use and easy to navigate.

Always reliable , safe to use and easy to navigate. Reviewed on: 12th May 2026

Never had a problem with PayPal.

Never had a problem with PayPal. Customer service is fab Reviewed on: 12th May 2026

i use paypal credit alot and i think its great

i use paypal credit alot and i think its great Reviewed on: 12th May 2026

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