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PayPal: PayPal Credit reviews

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4.90
Based on 84,847 reviews, last reviewed 25th Apr 2026
3141000% increase in 5 star reviews
in the past 90 days
4500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use with good features and benefits With its many features and secure login it’s my go to for payments methods, credit and pay over time in smaller chunks. Reviewed on: 25th April 2026
James B's avatar
James B

Latest lowest rating:

2

Hard to avoid PayPal and it's fine for quick one off... Hard to avoid PayPal and it's fine for quick one off payments and the standard pay in 3 method. Move into the more complicated (Shouldn't be) Paypal C... Read more Reviewed on: 25th April 2026
Brucie's avatar
Brucie
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84847)

Have struggled to find answers to questions on the a...

5
Have struggled to find answers to questions on the app before. I once managed to speak to someone after raising a query but found the process challenging to talk to someone. Reviewed on: 26th May 2025
Adelle W's avatar
Adelle W

Great way to have extra money on hand when needed

5
Great way to have extra money on hand when needed Reviewed on: 26th May 2025
Andrej S's avatar
Andrej S

Quick and smooth transactions, ability to send money...

5
Quick and smooth transactions, ability to send money to other users in no time Reviewed on: 26th May 2025
Dominika W's avatar
Dominika W

I love using PayPal especially pay in 3, plus you ar...

5
I love using PayPal especially pay in 3, plus you are protected incase anything goes wrong. Brilliant service always secure to use. Reviewed on: 26th May 2025
Angela S's avatar
Angela S

Best about PayPal credit is option to pay in 4 months.

5
Best about PayPal credit is option to pay in 4 months. Reviewed on: 26th May 2025
Petr C's avatar
Petr C

Gteat Customer Service.

5
Very easy to use and all issues are dealt efficiently and speedily. Reviewed on: 26th May 2025
Patrick M's avatar
Patrick M

Best value for money.

5
Best value for money. I like that you have a lot of options Reviewed on: 26th May 2025
Maria M's avatar
Maria M

PayPal is the safest way to pay

5
I always feel paying for things via PayPal is more secure what using other methods. PayPal is easy to use, and is always my preferred means of payment. Reviewed on: 26th May 2025
Paul B's avatar
Paul B

PayPal my trusted credit card for on line transection.

5
PayPal is a trading partner for both the businesses and customer. They carry out business with full confidence and smoothness. Customers benefit from flexible payment plans. I feel secure in doing any online transection where Payments are required through Palpal. Reviewed on: 26th May 2025
Dr Arunkumar Patel's avatar
Dr Arunkumar Patel

PayPal credit comes in handy when you need that litt...

5
PayPal credit comes in handy when you need that little extra money and time to pay for something because you can spread the payment over 4mth interest free. It’s a great way to pay and it gives me peace of mind paying for things. Reviewed on: 26th May 2025
Richard F's avatar
Richard F

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