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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147348)

This is my favourite place to pay for goods and serv...

5
This is my favourite place to pay for goods and services by far. Reviewed on: 12th May 2026

Happy with Paypal

5
So easy to use and keep track of, anytime i’ve had an issue it has been dealt with to my satisfaction. i have peace of mind when using it for that reason and feel confident that should any issues arise from purchases through paypal that i will have full support. Having the 4 months interest free option or pay in 3 option makes purchases more accessible to me as i might not be able to afford the things i’d like to buy at that time without out due to other commitments. would 100% recommend to others :) Reviewed on: 12th May 2026

Excellent credit options.

5
Excellent credit options. Easy system to use. Reviewed on: 12th May 2026

Paypal credit is extremely easy to use and repay.

5
Paypal credit is extremely easy to use and repay. Not had a need to use customer service. Reviewed on: 12th May 2026

My overall experience with PayPal is good very infor...

5
My overall experience with PayPal is good very informative and it’s a great support financially Reviewed on: 12th May 2026

Easy payments and baking.

5
Easy payments and baking. Great credit options Reviewed on: 12th May 2026

Does what it says on the tin.

5
Does what it says on the tin.. offers a range of flexible payment options and the best customer service. Reviewed on: 12th May 2026

All ways here to help

5
When im short of cash and there is something that I want to buy I can turn to PayPal they are always help full Reviewed on: 12th May 2026

Hacked account

5
When my PayPal account was hacked, it was very easy to sort and excellent customer service Reviewed on: 12th May 2026

Safe, simple, convenient.

5
So easy and safe to use, I have seen that PayPal protects both consumer and buyer in a fair way..and has adapted more measures as times have changed. Reviewed on: 12th May 2026

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