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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147289)

I’ve found PayPal easy, sufficient, quick, reliable,...

5
I’ve found PayPal easy, sufficient, quick, reliable, over all perfect no fuss or stress, feel at ease using PayPal. Reviewed on: 12th May 2026

Quick and Easy

5
Quick and easy to use. Simple set and you are good to go. Reviewed on: 12th May 2026

Always had an excellent experience using PayPal, no...

5
Always had an excellent experience using PayPal, no issues with them at all! Reviewed on: 12th May 2026

Best card from A PayPal

5
Ale sus easy to use app and great for everyday shopping. I especially like the new credit card option and the fact it can be easily added to Wallet Reviewed on: 12th May 2026

Excellent experience!

5
Excellent experience! Easy to use app to keep track my spending and make payments. And I get rewarded for spending! Win win! Reviewed on: 12th May 2026

Just the very best way to pay for goods and services...

5
Just the very best way to pay for goods and services as it gives you that peace of mind that your money is protected. Reviewed on: 12th May 2026

PayPal is easy to use and it gives options like pay...

4
PayPal is easy to use and it gives options like pay in three installments . It’s good Reviewed on: 12th May 2026

Brilliant provider, great promotion periods.

5
Brilliant provider, great promotion periods. Easy to apply and use. I’d recommend PayPal to friends and family Reviewed on: 12th May 2026

I've been with PayPal for a long number of years and...

5
I've been with PayPal for a long number of years and have always found this service to be excellent. I have recently acquired a PayPal credit card as well which I can use where PayPal is not accepted.. I also like the 4 months interest free credit for larger purchases Reviewed on: 12th May 2026

PayPal is the best.

5
PayPal is the best. First of all, all transactions are secure. It's easy to pay my monthly payment. I've been with PayPal for years and I'm very happy! Reviewed on: 12th May 2026

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