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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85153 reviews)

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4.90

Based on 85,153 reviews, last reviewed 25th Apr 2026

3170300% increase in 5 star reviews

in the past 90 days

4550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Used Paypal for years, easy and fast. Used Paypal for years, easy and fast. Good customer service, easy app to use. I would highly recommend using Paypal to all my friends and family. Reviewed on: 25th April 2026

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85153)

Easy to use and very good value.

Easy to use and very good value. Reviewed on: 26th May 2025

Very good product and service.

Very good product and service. Nothing negative to report about kt Reviewed on: 26th May 2025

Easy to pay for a item on a stretched budget on c...

Easy to pay for a item on a stretched budget on credit over 3 Easy instalments . You have peace of mind with payment of purchase protection with every purchase from buying goods on line. Like from Ebay and amazon. You can save with PayPal and pay bills Easy useing at a click of your button on line with your tablet or smart phone .also you can pay for High Street shopping when out on your adventure down town . If you see a bargain you see in a special sale you can spread your payments with extra time to budget. Reviewed on: 26th May 2025

Convenient installments

I can spread shopping in installments without percentage. Easy and convenient payment of purchases. Reviewed on: 26th May 2025

Worth using it

I use Paypal Credit quite a lot on payments that allows using it. It is easy to use, interest is ok, no more that any other Credit cards. Reviewed on: 26th May 2025

Very handy always available for secure shopping

Very handy always available for secure shopping Reviewed on: 26th May 2025

Love PayPal credit, no hidden terms or fees

Love PayPal credit, no hidden terms or fees Reviewed on: 26th May 2025

Extremely easy to use app and website

Extremely easy to use app and website Reviewed on: 26th May 2025

Great pay in 3 service

I’ve used the pay in 3 service several times and it’s been very helpful with spreading the cost without paying interest Reviewed on: 26th May 2025

Security and safe use online

I use payplan for all different reasons. Its a safe, secure and realiable way to spend online x Reviewed on: 26th May 2025

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