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PayPal: PayPal Credit reviews

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4.90
Based on 85,246 reviews, last reviewed 25th Apr 2026
3178800% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy safe and secure I find it is easy to use and I prefer to use it rather than putting in bank info etc. it makes check out easy and safe and it helps with peace of mind... Read more Reviewed on: 25th April 2026
JM's avatar
JM

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (85246)

Reliable and Efficient Platform

5
I have extensive experience using PayPal for a variety of purposes, including sending and receiving payments, managing invoices, handling international transactions, and resolving disputes. The platform has proven to be a reliable and secure tool for both personal and business use. Reviewed on: 26th May 2025
Oksana 's avatar
Oksana

App Very easy to use and informative.

5
App Very easy to use and informative.quick and easy to use when paying for items. Knowing you are safe if anything goes wrong. Reviewed on: 26th May 2025
Steve Collins's avatar
Steve Collins

5* for service and easy to use.

5
5* for service and easy to use. Keeps your shopping experience a safer one! Reviewed on: 26th May 2025
Lyn B's avatar
Lyn B

Simple, straightforward, reliable

5
Simple, straightforward, reliable Reviewed on: 26th May 2025
Mark's avatar
Mark

Had a few hiccups where I wanted to use PayPal pay i...

5
Had a few hiccups where I wanted to use PayPal pay in 4 months and wouldn't allow me to, but otherwise no issues. Reviewed on: 26th May 2025
Richard G's avatar
Richard G

Super easy to manage and super easy to pay using Pay...

5
Super easy to manage and super easy to pay using PayPal credit or pay later Reviewed on: 26th May 2025
Alfonso De La Cruz's avatar
Alfonso De La Cruz

0% on small items on PayPal credit is sooo handy and...

5
0% on small items on PayPal credit is sooo handy and offers something that other company’s (not that Ive seen and that I use anyway) do not. When you have over spend that month and still need to buy items you can have the flexibility and still spend on PayPal Reviewed on: 26th May 2025
Danielle L's avatar
Danielle L

It just does it for me.

5
It just does it for me. Fast and efficient. Reviewed on: 26th May 2025
Belch T's avatar
Belch T

Cracking service

5
I've used PayPal for many years now personally and for a charity and it's easy to use. Also with the introduction of the pay in 3 linked to other organisations etc it's a great tool. Thank you Reviewed on: 26th May 2025
Mark E's avatar
Mark E

Good experience with paying using PayPal

5
Good experience with paying using PayPal Reviewed on: 26th May 2025
Sorin 's avatar
Sorin

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