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PayPal: PayPal Credit reviews

4.91
Based on 85,324 reviews, last reviewed 25th Apr 2026
3186200% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal all the time and feel it gives you extr... I use PayPal all the time and feel it gives you extra assurance when purchasing items online Reviewed on: 25th April 2026
Peter Fallon's avatar
Peter Fallon

Latest lowest rating:

1

No buyer protection anymore Was sent parcel but never signed for it and was left in a bush and I never received it but PayPal except this as proof of delivery so I lost £129 so n... Read more Reviewed on: 25th April 2026
Michael K's avatar
Michael K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85324)

Amazing app x great when you have little funds.

5
Amazing app x great when you have little funds. Reviewed on: 26th May 2025

Pay monthly 0% always helps

5
Pay monthly 0% always helps to spread the cost. Reviewed on: 26th May 2025

Always easy to use & I feel safe & protected online...

5
Always easy to use & I feel safe & protected online using paypal Reviewed on: 26th May 2025

PayPal is the best option

5
I’ve had no issues with using PayPal when I need it, it’s always there for me to use. Reviewed on: 26th May 2025

I love paypal credit.

5
I love paypal credit. Gives me peace of mind when purchasing online Reviewed on: 26th May 2025

PayPal has always been helpful when I had an issue w...

5
PayPal has always been helpful when I had an issue with a supplier. It was a great outcome for me when they refunded me for some goods which I had not received. No fuss at all Reviewed on: 26th May 2025

Had my PayPal credit account now for a few years ver...

5
Had my PayPal credit account now for a few years very easy to use and no pressure to pay like some other company’s as long as you make you payments on time and the few times I’ve needed to ring customer services it’s been very easy to navigate and speak to someone and resolve my enquiry Reviewed on: 26th May 2025

Helping hand

5
Paypal has helped me get alot of things ive needed and Ive been able to pay over a few months. And when your on a budget for the month it really helps Reviewed on: 26th May 2025

Shopping confidence

5
Very good for confidence and trustworthy to shop with assurance. Reviewed on: 26th May 2025

Always had a great experience with PayPal Credit.

5
Always had a great experience with PayPal Credit. Reviewed on: 26th May 2025

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Help others make smarter decisions by sharing your own experience. Write a review