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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147256 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147256)

Trust is critical. PayPal delivers.

It's nice to be able to trust a company to make a payment and know it's safe if there is issues. Trust in the age is so important. Reviewed on: 12th May 2026

Quick response time when customer service was reache...

Quick response time when customer service was reached out to Reviewed on: 12th May 2026

Fast and effective payment system.

Fast and effective payment system. My family and friends are using the PayPal app. I like using it when buying tech items. Reviewed on: 12th May 2026

Easy to use - gives me freedom over my purchases.

Easy to use - gives me freedom over my purchases. Reviewed on: 12th May 2026

amazing smooth service and very reliable.

amazing smooth service and very reliable. never had any issues Reviewed on: 12th May 2026

Easy to use, helpful and protection on purchase

Easy to use, helpful and protection on purchase Reviewed on: 12th May 2026

Very easy to use for everyday purchases

Very easy to use for everyday purchases and to set up the credit agreement. Reviewed on: 12th May 2026

Good service.

Good service. The fact that you can connect your bank and pay with PayPal card. Reviewed on: 12th May 2026

I purchase a lot through PayPal on credit pay in 3...

I purchase a lot through PayPal on credit pay in 3 and debit card I feel more protected through PayPal . only down side is it can take a long time for the account payments to go through Reviewed on: 12th May 2026

PayPal credit saved my life.

PayPal credit has quite literally saved my life. No other financial aid has helped but them. Thanks PayPal Reviewed on: 12th May 2026

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