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PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147214)

PayPal is very secure method of payment and flexible

5
PayPal is very secure method of payment and flexible Reviewed on: 12th May 2026

Today's Perfect

5
Perfect for busy day to day, highly motivated Reviewed on: 12th May 2026

Very intuitive app and really good credit options

4
Very intuitive app and really good credit options Reviewed on: 12th May 2026

So far I have a good experience using PayPal.

4
So far I have a good experience using PayPal. Reviewed on: 12th May 2026

Better than a Pal a brother

5
Everything on my hands… Easy to manage, easy to pay and receive as well… One of the best payments options available to use. Don’t miss out. Reviewed on: 12th May 2026

My transaction has been good so far never had need t...

5
My transaction has been good so far never had need to contact customer support services Reviewed on: 12th May 2026

I've never had any problems with PayPal.

5
I've never had any problems with PayPal. I've always received help from customer service. Reviewed on: 12th May 2026

Good Service, I’ve had no issues at all

5
Good Service, I’ve had no issues at all Reviewed on: 12th May 2026

PayPal has helped me very well in being able to affo...

5
PayPal has helped me very well in being able to afford things when I am low on money as I know I can pay it back to my credit Reviewed on: 12th May 2026

Easy to use

5
I’ve always found it easy and affordable Reviewed on: 12th May 2026

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