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PayPal: PayPal Credit reviews

4.90
Based on 85,389 reviews, last reviewed 25th Apr 2026
3191900% increase in 5 star reviews
in the past 90 days
4550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and easy and friendly customer service Helpful and easy and friendly customer service Reviewed on: 25th April 2026
Lin T's avatar
Lin T

Latest lowest rating:

2

I was charged a £12 penalt I was charged a £12 penalty even though I had set up a direct debit; chatting with customer service didn’t resolve the issue, so unless I have to, I w... Read more Reviewed on: 25th April 2026
AQP's avatar
AQP

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85389)

Financially really good less intrest

5
Financially really good less intrest Reviewed on: 26th May 2025

Easy to use

5
Easy to use and you feel protected when using it. Many festers to make transfers, payments and credit so simple Reviewed on: 26th May 2025

Easy to use, excellent customer service

5
Easy to use, excellent customer service Reviewed on: 26th May 2025

Seamless approach & trustworthy name

5
Seamless approach & trustworthy name Reviewed on: 26th May 2025

Everything with PayPal is so clear

5
Everything with PayPal is so clear, easy to understand and simple to carry out. Reviewed on: 26th May 2025

I have been using PayPal for several years now and h...

5
I have been using PayPal for several years now and have used the phone to contact them once with no problem whatsoever other than that everything has gone smoothly no problems whatsoever. When I did have to contact them it was only a misunderstanding on my part which they quickly put me right and that was it all sorted. Reviewed on: 26th May 2025

Happy experience

5
I have had nothing but excellent service off paypal Reviewed on: 26th May 2025

Use PayPal whenever I can!!

5
Excellent company, easy to use and very helpful if the option is there I will always use PayPal Reviewed on: 26th May 2025

always very easy and trustworthy.

5
always very easy and trustworthy. Reviewed on: 26th May 2025

I find it easy to use when I need it...

5
I find it easy to use when I need it Reviewed on: 26th May 2025

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