Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147149 reviews)

View other PayPal products

4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (147149)

Love using PayPal.

Love using PayPal. Easy for transactions and statements are easy to understand Reviewed on: 11th May 2026

Straight forward process from start to finish and no...

Straight forward process from start to finish and notifications are clear Reviewed on: 11th May 2026

I've never had a single issue with PayPal, what ever...

I've never had a single issue with PayPal, what ever I have needed or what ever issues I've ever ran into PayPal have always sorted it. Reviewed on: 11th May 2026

Reliable and easy to pay and use

Been using PayPal for a very long time now and PayPal Credit has been easy to use, flexible and reliable. Reviewed on: 11th May 2026

Helped in need.

Helped in need. And mostly, it provides the 3 months interest free period while spending more than £100 or equivalent which helped me alot to pay. Reviewed on: 11th May 2026

Everyone needs a Pay Pal

Great and so safe everyone needs a Pay Pal account Reviewed on: 11th May 2026

great company of the year,

always happy feeling as fast and problem solving customer service. Reviewed on: 11th May 2026

Never had any issues with PayPal, been with for a lo...

Never had any issues with PayPal, been with for a long time. Reviewed on: 11th May 2026

PayPal a safe way to and easy to use.

PayPal a safe way to and easy to use. Reviewed on: 11th May 2026

I like using paypal credit to make purchases due to...

I like using paypal credit to make purchases due to the flexibility and offers usually available. Pay in 3 aswell as paypal credit gives you the flexibility to pay in a way that suits your finances best… There are often offers available like 0% interest on purchases made before Sept ‘26 for example. I like the ease of using the app, and when i get stuck I can easily call the Paypal team who are more than happy to help me understand fees or payments. Paypal customer service have actually reversed a late payment fee before for me too when I had unknowingly cancelled my direct debit. The app makes controlling your spending limits, upcoming payments and tracking purchases easy. Reviewed on: 11th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78581 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 99 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub