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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147102 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147103)

So far so good. Lovely

So far so good. Also lovely services and good credit limit Reviewed on: 11th May 2026

Ive never had a bad experience with PayPal.

Ive never had a bad experience with PayPal. Convenient and efficient Reviewed on: 11th May 2026

Excellent way to buy now pay later

Excellent way to buy now pay later Reviewed on: 11th May 2026

Mo worries not sure right now

Mo worries not sure what to say ri Reviewed on: 11th May 2026

Reliable, Secure, and Easy to Use

gave PayPal a 5-star review because, for me, it’s one of the easiest and most reliable ways to send and receive money online. The app is simple to use, transactions are quick, and I like the added sense of security when making payments. I’ve had a smooth experience overall, and it’s made managing payments far more convenient in everyday life. Reviewed on: 11th May 2026

Does what it says on the can

Always a straight forward to use. Never had any issues over the years. Reviewed on: 11th May 2026

Easy to use and good value.

Easy to use and good value. I love collecting points and getting money off items. Would recommend it to anyine Reviewed on: 11th May 2026

Pay pal credit has helped me out of tricky times, a...

Pay pal credit has helped me out of tricky times, a few occasions my wages have been late go in and I’ve used PayPal credit Reviewed on: 11th May 2026

Aces all over

Can’t even remember the last time I had an issue which involved PayPal but I’ve been a loyal customer/user for 22 years I think. Solid organisation and I wouldn’t use anyone else if they’re available. Reviewed on: 11th May 2026

PayPal Credit - An excellent, hassle-free service

An excellent credit service - PayPal credit was an ease to apply for and set up, with clear terms which left no questions unanswered. I'd happily recommend PayPal credit to friends and family, and will continue to make use of it myself Reviewed on: 11th May 2026

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