Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172869 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172923)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very good company always using pay pal

Very good company always using pay pal Reviewed on: 8th July 2026

Its easy to use and simple enough to grasp and avoid...

Its easy to use and simple enough to grasp and avoid charges Reviewed on: 8th July 2026

Always so helpful.

Always so helpful. Clear assistance and practical knowledge given to help occasions of need. Reviewed on: 8th July 2026

Easy to apply and easy to use the app.

Easy to apply and easy to use the app. Just choose PayPal credit when purchasing goods at the checkout. I’ve recommended to my husband and he saved money off his first purchase. Have the card in my phone wallet. I also use pay in 3 for some items which helps with budgeting. Reviewed on: 8th July 2026

So happy nice service easy to work

So happy nice service easy to work Reviewed on: 8th July 2026

When I was scammed by a so called bra seller saying...

When I was scammed by a so called bra seller saying they were Bravissimo outlet Paypal recovered my money which I am eternally grateful for Reviewed on: 8th July 2026

Quick and easy to use, and you can actually get a ph...

Quick and easy to use, and you can actually get a physical Card if needed Reviewed on: 8th July 2026

Excellent@

PayPal provide an excellent service and it is also convenient to shop with PayPal debit card, earning me points for every purchase. So far I have not had any issues. They always have offers to top up your points. A really trusted and a safe platform. Reviewed on: 8th July 2026

I have been with paypal for about 5 years

I have been with paypal for about 5 years and never had a problem. More and more places are taking their payments so its easy and quick to use. It means I don't have to give my bank details to multiple organisations Reviewed on: 8th July 2026

Excellent, service, feel safe with my money

Excellent, service, feel safe with my money Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.70 from 3836 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95541 reviews
Payments
from PayPal 4.70 from 3836 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub