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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146526 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146526)

Issue handled

Had annissue with a payment that was apparently declined by my bank however when I spoke to the bank they said they hadn't declined it. I spoke to PayPal and gave proof of my account status and the charge was refunded. Reviewed on: 11th May 2026

Good explanation and good advice

Good explanation and good advice Reviewed on: 11th May 2026

Easy Pay

Easy to use, bvery helpful in paying bills. Transactions go through smoothly and feel comforted knowing any disputes will be dealt with and you get your money back. Reviewed on: 11th May 2026

PayPal are great!

PayPal have been great with giving me options to pay for items over time and customer service has always been helpful when I’ve called. They are always friendly and solve my issues quickly. Reviewed on: 11th May 2026

Never disappoints....

Never disappoints have been using PayPal since it launched very trusted. Reviewed on: 11th May 2026

Usage Due to High Interest Rates

The interest rate is quite high, so I chose neutral because I am not using it as much due to this factor. Reviewed on: 11th May 2026

Fabulous service with no hold up or any issues with...

Fabulous service with no hold up or any issues with the customer services very professional and prompt. Reviewed on: 11th May 2026

My experience with paypal is excellent, and helpful,...

My experience with paypal is excellent, and helpful, I really recommend it. Reviewed on: 11th May 2026

Very easy to use & I always find it customer service...

Very easy to use & I always find it customer service team very helpful Reviewed on: 11th May 2026

PayPal is brilliant.

PayPal is brilliant. Ten app is so organised and easy to use. Everything beautifully written and designed. Reviewed on: 11th May 2026

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