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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86190 reviews)

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4.90

Based on 86,190 reviews, last reviewed 26th Apr 2026

1632600% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal for ease and peace of mind PayPal is so easy to use and transactions are secure so I have real peace of mind. PayPal pay in 3 and PayPal credit are great ways to spread the cost... Read more Reviewed on: 26th April 2026

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86190)

Excellent service

Always a pleasure to do business with you Reviewed on: 27th May 2025

Payments

It is an good alternative way to pay for then when you don’t have the money and easy to pay back Reviewed on: 27th May 2025

Amazing service.

Amazing service. Safe using the service. Reviewed on: 27th May 2025

PayPal Credit makes things easy.

PayPal Credit is great for me because it lets me spread the cost of purchases with no interest if paid in full within 4 months, making big buys more manageable. It’s quick and easy to use at checkout, so I can shop confidently without needing my wallet. Plus, it gives me extra flexibility when I need it most. Reviewed on: 27th May 2025

Great serviceEasy to set up and use.

Easy to set up and use. Safe way to pay for online orders. Just a great service. Reviewed on: 27th May 2025

Every time I have needed them

Every time I have needed to spread payments or give me breathing space they have been there for me Reviewed on: 27th May 2025

Easy and transparent straightforward credit line

Easy and transparent straightforward credit line Reviewed on: 27th May 2025

Great platform, always good easy user friendly service.

Great platform, always good easy user friendly service. Reviewed on: 27th May 2025

Simple and straight forward

ITs been really easy to use with various different sellers. I've used it for booking experiences in new york as well as buying a fridge among other things! It's easy to get on the app to check the balance and make extra payments when I want to. Reviewed on: 27th May 2025

Made my dreams come true by paying monthly.

Made my dreams come true by paying monthly. Reviewed on: 27th May 2025

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