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PayPal: PayPal Credit reviews

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4.90
Based on 86,105 reviews, last reviewed 26th Apr 2026
1628800% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

2026 Review Always reliable and customer service is perfect Reviewed on: 26th April 2026
Scott CD's avatar
Scott CD

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86105)

Great service, no complaints and easy to manage on t...

4
Great service, no complaints and easy to manage on the app. Reviewed on: 27th May 2025
DEJ's avatar
DEJ

PayPal Credit is a safe, trustworthy and helpful len...

5
PayPal Credit is a safe, trustworthy and helpful lender. It makes paying for things over time so easy. I always get notification emails telling me when a payment is due to come out, and also telling me how much there is left to pay. I can also see all details of purchases in the PayPal app. The other brilliant advantage is the 3 months free interest if it is paid off within those 3 months. I’d definitely highly recommend it to anyone! Reviewed on: 27th May 2025
Ell's avatar
Ell

When buying on PayPal I feel more secure has it has...

5
When buying on PayPal I feel more secure has it has buyer protection meaning I know of something was to have I feel more comfortable. Reviewed on: 27th May 2025
M's avatar
M

PayPal Credit is accepted by a wide range of vendors

5
PayPal Credit being so widely accepted has helped me spread the cost at a wide variety of vendors. Access to a comparably smaller credit limit than on my traditional credit cards makes monitoring and controlling my large online spends much easier. Reviewed on: 27th May 2025
Kyle's avatar
Kyle

Great service.

4
Great service. free service to send money, hard to complain - it works as expected Reviewed on: 27th May 2025
Chris P's avatar
Chris P

I have had a great experience each time I’ve used Pa...

5
I have had a great experience each time I’ve used PayPal. I feel safer using PayPal for some of my purchases. It’s great to have different payment options such as pay-in-3 and PayPal credit. The process is simple and I highly recommend using their services. Reviewed on: 27th May 2025
Jo M's avatar
Jo M

Efficient service, easy to use and reliable

5
Efficient service, easy to use and reliable Reviewed on: 27th May 2025
Jeanine HA's avatar
Jeanine HA

The best app I use for everything

5
The best app I use for everything Reviewed on: 27th May 2025
Peter K's avatar
Peter K

Being a Paypal credit customer is more convenient to...

5
Being a Paypal credit customer is more convenient to use or pay at online shopping, sending money and receiving payments. The user interface is simple, and transactions are generally fast and secure. There are many other benefits available with Paypal credit. Reviewed on: 27th May 2025
Neil M's avatar
Neil M

Never had an issue

5
PayPal credit so easy and small payments needed each month Reviewed on: 27th May 2025
Ashley b's avatar
Ashley b

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