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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146548 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146548)

Affordable,easily managed across all platforms whils...

Affordable,easily managed across all platforms whilst knowing your in safe hands. Reviewed on: 11th May 2026

I trust to Paypal more than my bank accounts Excel...

I trust to Paypal more than my bank accounts Excellent service I m so happy with Paypal many thanks Paypal Reviewed on: 11th May 2026

Easy access.

Easy access. Value for money. Secure Reviewed on: 11th May 2026

Help me greatly in spreading costs

Help me greatly in spending cost Reviewed on: 11th May 2026

Helps me live

I’ve been using PayPal for a few years now and overall it’s been a reliable and convenient payment platform. Sending and receiving money is usually fast, and I like how easy it is to shop online without entering my card details every time. The buyer protection feature gives extra peace of mind when purchasing from smaller websites, and the mobile app is simple to navigate. I’ve also found international payments to be smoother compared to some traditional banking options. That said, the fees can sometimes feel a bit high, especially for currency conversions and business transactions. Customer support can also take a while depending on the issue. Overall, PayPal is a secure and trusted platform that works well for everyday online payments and transfers. Reviewed on: 11th May 2026

Quick, reliable and easy to use

I’ve been using PayPal Credit for a while now and honestly it’s been really helpful for spreading the cost of larger purchases without the stress. The application process was straightforward and I was approved quickly. I like how easy it is to manage everything through the PayPal app, especially being able to check balances, make payments and track transactions in one place. One thing I appreciate most is the flexibility. The promotional offers on bigger purchases have helped me budget better, and payments usually show instantly which gives peace of mind. Customer support has also been helpful the couple of times I needed assistance. Overall, it’s been a convenient and reliable option for online shopping and managing short-term expenses. Definitely worth considering if you already use PayPal regularly. Reviewed on: 11th May 2026

Paypal is a great way to spread the cost!

Paypal has always been a great way to pay for things. There is options for pay 1,2,3, pay later or paypal credit. It has helped me out loads over the years where I need to make a big purchase and I can pay overtime. Reviewed on: 11th May 2026

Excellent service , top customer service support!

Excellent service , top customer service support! Reviewed on: 11th May 2026

Never thought about PayPal credit card as an option

I never thought about PayPal credit until I reached an online checkout and there was the option to apply. In minutes, I was accepted and paid using the credit card. What made it even better was the interest rate, a lot better than other credit card companies. Reviewed on: 11th May 2026

Amazing experience with PayPal

Amazing experience with PayPal Reviewed on: 11th May 2026

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