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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146559)

Safe and secure

5
Easy to use, safe sign in and verifications, easy to check what's owed and when to pay. Payments are quick to make. Notications are appropriate and timely. Reviewed on: 11th May 2026

Great service any problems with a retailer and paypa...

5
Great service any problems with a retailer and paypal sort it Reviewed on: 11th May 2026

Fabulous service nothing is to much trouble used Pay...

5
Fabulous service nothing is to much trouble used PayPal all the time great service n trusted site easy transfers and good customer service and fast service go above and beyond nothing to much trouble very satisfed customer I will use again and again fabulous service and good cumumcation easy transaction and fabulous customer service Reviewed on: 11th May 2026

Makes it super easy to pay online

5
Makes it super easy to pay online for different goods and services, either up front, credit, or with finance plans. Reviewed on: 11th May 2026

Always a pleasure to use

5
Always a pleasure to use and purchase with Reviewed on: 11th May 2026

I have used PayPal services for many years.

5
I have used PayPal services for many years. When ever there has been a problem they gave sorted it out for me. Reviewed on: 11th May 2026

I've been using PayPal for years as they give excell...

5
I've been using PayPal for years as they give excellent service, and the support when I need it. Reviewed on: 11th May 2026

The experience has been great, however I seem to hav...

4
The experience has been great, however I seem to have an issue with PayPal taking the set direct debit which has led to me defaulting on payment which I did not appreciate Reviewed on: 11th May 2026

The application was simple, communication has been g...

5
The application was simple, communication has been good and quick response times from customer service Reviewed on: 11th May 2026

When you need help

5
Helps out in the current situation times are hard Reviewed on: 11th May 2026

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