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PayPal: PayPal Credit reviews

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4.90
Based on 86,017 reviews, last reviewed 26th Apr 2026
1624700% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Simple checkout, helpful credit option I’ve been using PayPal Credit for a while and it’s been convenient for spreading the cost of larger purchases. The application process was straightfor... Read more Reviewed on: 26th April 2026
Khads's avatar
Khads

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86017)

Trusted and highly recommended

5
On the odd occasion when there has been a potential issue with a payment, PayPal have been extremely quick to react. They keep you constantly updated on the situation. Their App is also easy to set up and navigate with options to pay immediately, via credit or in three separate payments. I have highly recommended PayPal to friends and family and find them to be more honest than one particular company I had used. They are the only ones I trust 100% Reviewed on: 27th May 2025
Karen W's avatar
Karen W

Geat ways to pay Payments over 3 months interest fre...

5
Geat ways to pay Payments over 3 months interest free or use the credit over 6 or 12 months for little or no interest Reviewed on: 27th May 2025
Simon Russell 's avatar
Simon Russell

Easy user experience - there when I need it

5
Easy user experience - there when I need it Reviewed on: 27th May 2025
Franki's avatar
Franki

Good incentives that help spread payment

5
Good incentives that help spread payment Reviewed on: 27th May 2025
Conor C's avatar
Conor C

Really easy to use and easy to buy anything

5
Really easy to use and easy to buy anything Reviewed on: 26th May 2025
Gabor Ambrus's avatar
Gabor Ambrus

PayPal is my number one choice

5
I use PayPal to pay where ever I am able to, I feel safe and protected using PayPal, customer service is outstanding and being able to pay over four months or choosing to pay in 3 instalments is very helpful for more expensive purchases Reviewed on: 26th May 2025
Lyndsey W's avatar
Lyndsey W

Everything it's easy to handle.

5
Everything it's easy to handle. Great value and there so many platforms you can use it. Reviewed on: 26th May 2025
ANDREEA's avatar
ANDREEA

PayPal are swift, secure, and solve problems quickly

5
PayPal are swift, secure, and solve problems quickly Reviewed on: 26th May 2025
Richard J's avatar
Richard J

3 payment options, very useful

5
With PayPal credit, I have 3 payment options which are very helpful whatever my circumstances are at any given time. Reviewed on: 26th May 2025
Chioma A's avatar
Chioma A

I always have a great experience safe shopping.

5
I always have a great experience safe shopping. Reviewed on: 26th May 2025
Umar F's avatar
Umar F

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