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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146565)

It has been really nice and smooth.

5
It has been really nice and smooth. Easy navigation Reviewed on: 11th May 2026

When I have experienced any issues PayPal have alway...

5
When I have experienced any issues PayPal have always been quick to help and resolve them. Reviewed on: 11th May 2026

Still the best way to pay & receive money

5
I have been using PayPal for years, & I still find it the easiest way to pay for online purchases, collect money from Friends & pay for goods over a few months when needed Reviewed on: 11th May 2026

Safe and efficient easy to use and accepted widely

5
Safe and efficient easy to use and accepted widely Reviewed on: 11th May 2026

Happy with the Service.

5
Whenever I have needed to speak to someone, they have always clearly understood my requests and I have been dealt with promptly! Reviewed on: 11th May 2026

Easy purchasing secure trustworthy

5
Easy purchasing secure trustworthy Reviewed on: 11th May 2026

Very smooth and easy

5
Very smooth and easy to use from A to Z Reviewed on: 11th May 2026

Easy to use,very handy to spread payments over 4 mon...

5
Easy to use,very handy to spread payments over 4 months Reviewed on: 11th May 2026

Happy with PayPal credit

5
Like the way payments can be split without interest being added for a number of months. Reviewed on: 11th May 2026

I am using PayPal for 15 years never been disappoint...

5
I am using PayPal for 15 years never been disappointed, payments always all good sedn money as well I had to open a case before which was solved very fast Reviewed on: 11th May 2026

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