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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 85,795 reviews, last reviewed 26th Apr 2026
1614550% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Lives All Paypal transactions are seamless & have the best payment plans , which are really flexible & varied , whilst being very affordable. Reviewed on: 26th April 2026
Magoo's avatar
Magoo

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85795)

Safe and easy.

5
Safe and easy. PayPal makes online shopping straight forward. Reviewed on: 26th May 2025
Joana B's avatar
Joana B

Absolutely amazing company!

5
Absolutely amazing company, excellent costume service, extremely well helpful for resolving problems. Thank you for your all service. Reviewed on: 26th May 2025
Di V's avatar
Di V

Great service

5
Helps a lot with online shopping. Love the fact dont need to give my card details to buy something safe. Reviewed on: 26th May 2025
Marta S's avatar
Marta S

Totally reliable and secure system

5
The system is always available. Easy to check activity and payment plans. Wonderful to be able to use the “pay in three” offer. Also the credit card function is accurate and up to date whenever you need to check your balance etc. I sue PayPal as my main and only credit card facility. Reviewed on: 26th May 2025
Christine Adlam's avatar
Christine Adlam

I had problems with a refund, got through to custome...

5
I had problems with a refund, got through to customer service and the lady I spoke to was very helpful. Explained the bread down. Problem resolved. Reviewed on: 26th May 2025
Katie 's avatar
Katie

Never had an issue, great company

5
Never had an issue, great company Reviewed on: 26th May 2025
Thomas H's avatar
Thomas H

PayPal: A Lifesaver

5
PayPal pay in 3 monthly instalments interest free has enabled us to minimise the financial impact of domestic disasters with washing machines and dishwashers and allowed us the breathing space to budget affordably. PayPal credit has allowed me purchase expensive replacement technology over longer periods, again with interest free repayments. All in all PayPal has been a lifesaver. Reviewed on: 26th May 2025
Peter D's avatar
Peter D

Interest free credit for 4 months extremely helpful

5
Interest free credit for 4 months extremely helpful Reviewed on: 26th May 2025
Maaz's avatar
Maaz

PayPal over a Credit Card.

5
I love the app, it’s easy to navigate, pay and know what you have spent. PayPal in general offers flexible payment options, meaning high purchases can be made and paid for later on with 0% interest. It offers a higher amount limit so you can manage what you spend within reason and also pay something of a higher value. I believe PayPal is far better than using a credit card, and more options around making sure you avoid interest when paying off within the 0% interest window. Reviewed on: 26th May 2025
Mrs S's avatar
Mrs S

Easy to use clear and simple to use.

5
Easy to use clear and simple to use. Easy to know how much credit you have available and your payment have been taken. Reviewed on: 26th May 2025
Mhairi S's avatar
Mhairi S

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