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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146577)

Super easy to navigate.

5
Super easy to navigate. Super fast and convenient. It's a safety net that helps you carry on as normal without the stress and worry. Reviewed on: 11th May 2026

Amazing app.

5
Amazing app. Great features and customer service Reviewed on: 11th May 2026

Nothing to say so have no comments to give.

4
Nothing to say so have no comments to give. Reviewed on: 11th May 2026

Easy to use and no hidden charges

5
Easy to use and no hidden charges Reviewed on: 11th May 2026

PayPal has always been my number 1 method of payment

5
PayPal has always been my number 1 method of payment Reviewed on: 11th May 2026

It is easy to use, especially for a non techy person

5
It is easy to use, good choice of payments Reviewed on: 11th May 2026

great repayment options, clear reminders of when to pay

5
great repayment options, clear reminders of when to pay Reviewed on: 11th May 2026

Made life easier

5
Having a physical made every purchase easier! Reviewed on: 11th May 2026

I can always count on it if I ever need it.

5
I can always count on it if I ever need it. Reviewed on: 11th May 2026

Good service, quick and easy, and secure, no complaints

5
Good service, quick and easy, and secure, no complaints Reviewed on: 11th May 2026

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