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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146666 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146666)

Always there when I need it, flexible and loads of o...

Always there when I need it, flexible and loads of options for payment. Helps me with little things and the big purchases. happy that this can be used for food shopping and for bigger home purchases. Interest is high but the 0% for several months really helps me and my family get the things we need Reviewed on: 11th May 2026

Paypal enable fraudulent activity

Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudulent activities and they do so knowing that the Ombudsman is not likely to do anything that will hurt them even if someone goes through the process which they probably won't and that you will end up having to pay for the fraud or they will flag your credit profile. Paypal are a disgrace but hardly alone and it seems like all banks get away with making it difficult to cancel subscriptions or payments they are more than willing to facilitate for online pop-ups no matter how shady. 0/10 PayPal - you are pathetic. Reviewed on: 11th May 2026

So easy to use

So easy to use, pay in 3 is brilliant, definitely helps spreading the payment aswell as paypal credit Reviewed on: 11th May 2026

PayPal is a simple and easy way to manage my payment...

PayPal is a simple and easy way to manage my payments safely and securely. It's my 'go to' method of making online payments with confidence. Reviewed on: 11th May 2026

Paypal has always been an incredibly easy to use ser...

Paypal has always been an incredibly easy to use service, quick and efficient Reviewed on: 11th May 2026

Simple, Inclusive, Stress-Free

I think paypal is great as it's easy to set up and access. The staff are always polite and help as much as they can. The app is straightforward and easy to use. Paypal is a convenient platform and the payment options they provide can help spread the costs in difficult times. Reviewed on: 11th May 2026

I use PayPal to safely purchase items knowing their...

I use PayPal to safely purchase items knowing their support services will do all they can to resolve any issues. I can track spending and spread the cost of purchases without interest which is really useful for large purchases. Reviewed on: 11th May 2026

Nothing is too big.

Nothing is too big.. everything is always sorted to a high standard Reviewed on: 11th May 2026

Good costumer services, easy and confident, more ben...

Good costumer services, easy and confident, more benefits as I enjoined the paypal credit card its always confidental and easy so I recommend everyone to you paypal credit cat because its save and much beneficial. I always use paypal to buying item’s from Ebay nad online services with paypal. Paypal is excellent credit card to buy stuff online because it’s easy and secure and confident platform so I recommend everyone to ise paypal card Reviewed on: 11th May 2026

Great payment offers, love the PayPal plus program

Great payment offers, love the PayPal plus program Reviewed on: 11th May 2026

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