Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146773 reviews)

View other PayPal products

4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146773)

My Paypal Experience

I have used several functions within PayPal which proves supportive, expedient and extremely convenient. if used correctly, pay in three eases initial outlay. It is safe to use but users must be strict upon its use as overspending could be a potential. As a secure payment method it is a go to for a substantial number of suppliers. Reviewed on: 11th May 2026

Very easy process , secure way to pay

Very easy process , secure way to pay Reviewed on: 11th May 2026

Easy to understand and good customer service

Easy to understand and good customer service Reviewed on: 11th May 2026

PayPal have helped me afford things and enjoy my lif...

PayPal have helped me afford things and enjoy my life and be able to manage payments steadily. Reviewed on: 11th May 2026

Very good easy helpful and convenient

Very good easy helpful and convenient Reviewed on: 11th May 2026

So convenient and easy to use.

So convenient and easy to use. In the knowledge that your money is safe, I always use PayPal. Reviewed on: 11th May 2026

Easy to use and happy use PayPal credit and three mo...

Easy to use and happy use PayPal credit and three months PayPal finance. Reviewed on: 11th May 2026

Extremely easy and fast service

Extremely easy and fast service, makes life a breeze. Cannot fault the service Reviewed on: 11th May 2026

Great always easy to use and good offers

Great always easy to use and good offers Reviewed on: 11th May 2026

PP payments options.

I use PP credit recently and I am finding it a very convenient way of completing purchases online. Pay in 3 is also a brilliant tool. For usual payments I appreciate PP customer cover they provide. I had issues with dodgy sellers in the past and all of them sorted with a positive outcome. I feel my money is secure. Reviewed on: 11th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78308 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub