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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146863 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146863)

I have been using PayPal for years!

I have been using PayPal for years! I love the fact it now has a card you can use for purchases to rack up those points. Absolutely love this card and use it all the time. When ever I have had issues with sellers on platforms, PayPal has always been happy to step in and help resolve any issues. Faultless platform with my experience. Reviewed on: 11th May 2026

Always try and use PayPal easy and secure way of pay...

Always try and use PayPal easy and secure way of paying Reviewed on: 11th May 2026

Good app

PayPal has a very good interest free pay in 4 payments. If they can offer six month or 12 month offers, this would be great. Reviewed on: 11th May 2026

It helps to save money, you can afford to buy many t...

It helps to save money, you can afford to buy many things and pay 0% fee if you repay in 4 months. Reviewed on: 11th May 2026

Were helpful in helping me manage my account

Were helpful in helping me manage my account Reviewed on: 11th May 2026

Help me in my time of need, thank you

Help me in my time of need, thank you Reviewed on: 11th May 2026

Excellent service

Paypal is great. It's secure and provide flexibility to take credit on 0 apt for 3 months which helps a lot. Reviewed on: 11th May 2026

It's easy

I'm not very technical but PayPal is so easy to use Reviewed on: 11th May 2026

Easy and efficient, secure method of payment.

Easy and efficient, secure method of payment. Various options. Reviewed on: 11th May 2026

Excellent all round.

Excellent all round. You spend you earn points. Even better with the carrd Reviewed on: 11th May 2026

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