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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146938 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146938)

PayPal Credit is convenient and easy to use at check...

PayPal Credit is convenient and easy to use at checkout, especially for splitting payments. However, interest can be high if balances aren’t paid off in time, so it’s best suited for short-term use with careful repayment. Reviewed on: 11th May 2026

Helped me whilst budgets by for my holiday

Helped me whilst budgets by for my holiday Reviewed on: 11th May 2026

Safe & Secure

Always done PayPal a safe and secure way to purchase online, especially when purchasing overseas Reviewed on: 11th May 2026

Reliable and Convenient Online Payment Service

I had a generally positive experience using PayPal⁠. The platform is easy to use, payments are processed quickly, and it provides a convenient way to send and receive money securely. I especially appreciate the buyer protection feature and how simple it is to manage transactions through the mobile app. Customer support can sometimes take longer than expected to resolve issues, but overall the service has been reliable and useful for both personal and online business transactions. Reviewed on: 11th May 2026

Easy to use

Easy to use good offers and points system on everyday spending Reviewed on: 11th May 2026

Really easy to use.

Really easy to use. I'm impressed by how quick my card arrived and support have been amazing. Reviewed on: 11th May 2026

Never had any issues.

Never had any issues. Amazing service. So helpful. Application process was a doddle. would recommend and do often Reviewed on: 11th May 2026

Fantastic product

Pleased with the service, good support and easy to use interface. Reviewed on: 11th May 2026

Pay pal is excellent never have any issues and if I...

Pay pal is excellent never have any issues and if I do it's always been dealt with Reviewed on: 11th May 2026

Very easy to use, great app and value.

Very easy to use, great app and value. Reviewed on: 11th May 2026

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