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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (85674 reviews)

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4.90

Based on 85,674 reviews, last reviewed 26th Apr 2026

1609000% increase in 5 star reviews

in the past 90 days

4600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Loved it would recommend to anyone Loved it would recommend to anyone Reviewed on: 26th April 2026

Latest lowest rating:

2

No thank you Pointless to do that, not likely to change Reviewed on: 25th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (85674)

A great source for credit.

A great source for credit. Easy way to check what is left to pay back. Reviewed on: 26th May 2025

AAA GREAT NO PROBLEMS VERY HANDY

AAA GREAT NO PROBLEMS VERY HANDY Reviewed on: 26th May 2025

It's a very simple and easy way to pay for items in...

It's a very simple and easy way to pay for items in credit Reviewed on: 26th May 2025

What I like about PayPal L's services.

I liked that you had 0% interest credit card for 3 months. You have also always been able to resolve any payment queries I have had over purchases I have made (separate from my credit card with you). Reviewed on: 26th May 2025

its a good thing when you need some time before payd...

its a good thing when you need some time before payday . Great for those big ticket items. Reviewed on: 26th May 2025

It’s still very nice experience and I hope more in f...

It’s still very nice experience and I hope more in future Reviewed on: 26th May 2025

Easy to use app.

Easy to use app. Funding is great with simple instructions and low interest rates. Reviewed on: 26th May 2025

Great and very convenient.

Great and very convenient. Pay in 3 is useful Reviewed on: 26th May 2025

Amazing experience with PayPal credit recently.

Amazing experience with PayPal credit recently. Gave me peace of mind to be able to pay safely without any interest. Reviewed on: 26th May 2025

Perfect for hobby purchases

I use paypal credit often for big value purchases, I find being able to use my paypal balance to pay my credit balance extremely useful Reviewed on: 26th May 2025

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