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PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146999)

I always use PayPal.

4
I always use PayPal. I feel safe, I know help is always to hand. Everyone I deal with knows and trusts PayPal brand. The service is always very quick and prompt. Reviewed on: 11th May 2026

Always available how and when I need it

5
Always available when needed and great choices on how I can afford to pay back Reviewed on: 11th May 2026

Excellent service.

5
Excellent service. Very reliable. Easy and convenient to use Reviewed on: 11th May 2026

Very good.

5
Very good. I haven’t had to contact them for customer service so wouldn’t know why to say. Reviewed on: 11th May 2026

Excellent

5
Had no problems with PayPal, good service Reviewed on: 11th May 2026

Used them for years and never a problem

5
Used them for years and never a problem Reviewed on: 11th May 2026

Itreally easy to use and convenient .

5
It’s been really easy to use there are some times when it don’t work but it sorts itself out really convenient when making purchases Reviewed on: 11th May 2026

Payments and complaint issues

2
I am not able to make payments when I am not in the UK. Also, I had to report the same issue more than 4 times before it was resolved. Reviewed on: 11th May 2026

Great banking would highly recommend to everyone.

5
Great banking would highly recommend to everyone. Reviewed on: 11th May 2026

Always quick and easy.

5
Always quick and easy. I use it everytime it is available on a site Reviewed on: 11th May 2026

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