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PayPal: PayPal Credit reviews

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4.90
Based on 86,289 reviews, last reviewed 26th Apr 2026
1637050% increase in 5 star reviews
in the past 90 days
4600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I use PayPal for credit purchases. I use PayPal for credit purchases. They make 3 or 4 months free for purchases. Great value. Reviewed on: 26th April 2026
Okan's avatar
Okan

Latest lowest rating:

2

interface is not clear. interface is not clear. i had massive problem to pay paypal credit by using wallet cards. old interface like 5y sgo was way better. i hate it so much ... Read more Reviewed on: 26th April 2026
rafal's avatar
rafal
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (86289)

Accepted almost everywhere, so easy to use!

5
Accepted almost everywhere, so easy to use! Reviewed on: 27th May 2025
Stacey's avatar
Stacey

I love the flexibility PayPal credit gives me!

5
I love the flexibility PayPal credit gives me! It’s a great helping hand to say the least Reviewed on: 27th May 2025
Caprice 's avatar
Caprice

Why using it

4
I use paypal quite frequently and it is Easy to use, no issues Reviewed on: 27th May 2025
Roberto S's avatar
Roberto S

paypal ok

5
PayPal has been alright for me sow far, not hard to understand good help if needed Reviewed on: 27th May 2025
robert f's avatar
robert f

everything runs quickly and smoothly, such a loan on...

5
everything runs quickly and smoothly, such a loan on hand is a great convenience, I will use it again soon. I definitely recommend it Reviewed on: 27th May 2025
Andrzej G's avatar
Andrzej G

The application process was quick and easy, and the...

5
The application process was quick and easy, and the credit limit offered was reasonable based on my financial history. I also like that it integrates seamlessly with my existing PayPal account—no extra logins or steps. Reviewed on: 27th May 2025
JIbagast's avatar
JIbagast

PayPal is extremely easy to use.

5
PayPal is extremely easy to use, and can be trusted Reviewed on: 27th May 2025
Simon H's avatar
Simon H

Peace of mind to have it!

5
Very reliable service and give me peace of mind in terms of payment to other services because it’s safety. Reviewed on: 27th May 2025
Josie Vidal's avatar
Josie Vidal

PayPal for all payments online!

5
I always use PayPal when buying online, as I feel I have a security blanket around my finances. You can never be too sure when you are buying anything over the net. Be it from popular companies or from someone on Facebook. Reviewed on: 27th May 2025
Liz Barry's avatar
Liz Barry

Had PayPal/PayPal credit for a while now and never h...

5
Had PayPal/PayPal credit for a while now and never had any problems. Reviewed on: 27th May 2025
Paulo D's avatar
Paulo D

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