Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146507 reviews)

View other PayPal products

4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146507)

PayPal has helped me in many different ways.

PayPal has helped me in many different ways. And whenever I have needed help they have always helped resolve it very quickly Reviewed on: 11th May 2026

Good so far.

Good so far. Utilised PayPal credit to help build my credit score. Reviewed on: 11th May 2026

Making Payments Simple with PayPal

Simple. Fast. Secure.PayPal makes sending and receiving money effortless, giving you a smooth and stress-free way to pay anytime, anywhere.. PayPal keeps life moving with ease and convenience at your fingertips. Reviewed on: 11th May 2026

Smart way to transfer money or purchase anything.

Smart way to transfer money or purchase anything. Easy and simple. It is quite secured as well. Reviewed on: 11th May 2026

Flawless

Never ran into a single issue at all. Flawless service. Reviewed on: 11th May 2026

Very good everytime I've called them i always get th...

Very good everytime I've called them i always get through on the 2 occasions i had problems they sorted it out very quickly Reviewed on: 11th May 2026

Always responsive when I contact customer service

Always responsive when I contact customer service Reviewed on: 11th May 2026

Great Satisfaction

Extremely satisfied with the service offering and delivery. Warm, professional customer service. Ready to go the extra mile to investigate and resolve issues, provide solutions and adopt improvements Reviewed on: 11th May 2026

Improvements needed

Been with PayPal for many years and have always paid my minimum payment on time every month. I struggled to pay last month’s payment and they didn’t even hesitate to add a £12 charge on to my account and suspended activity on my account without a care to my circumstances. Reviewed on: 11th May 2026

Paypal Credit

Simple, easy to use, flexible in everything, solves all questions clearly and concisely. Reviewed on: 11th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3757 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78032 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub