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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,367 reviews, last reviewed 26th Apr 2026
1640600% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good, easy to use, quick and secure. Very good, easy to use, quick and secure. Reviewed on: 26th April 2026
Cristina S's avatar
Cristina S

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026
Jim F's avatar
Jim F
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (86367)

They allways sorted out the problems or inconvenie...

4
They allways sorted out the problems or inconvenience, special in this days where exist a lot of scammers . Reviewed on: 27th May 2025
Alfonso n's avatar
Alfonso n

PayPal Credit has been really helpful for me.

5
PayPal Credit has been really helpful for me. It allows me to buy the things I like and pay over time, which makes shopping easier and more enjoyable. I'm very happy with it. Reviewed on: 27th May 2025
Rishika G's avatar
Rishika G

Very good never had an issue use it to buy...

5
Very good never had an issue use it to buy most things Reviewed on: 27th May 2025
Lorin Q's avatar
Lorin Q

Safe and secure

5
Safe and secure and all my online payment I use PayPal Reviewed on: 27th May 2025
Piercarlo D's avatar
Piercarlo D

I've found it useful for big purchases

4
I've found it useful for big purchases Reviewed on: 27th May 2025
Shane T's avatar
Shane T

Smart, Simple, and Stress-Free Credit Option

5
I've been using PayPal Credit for over a year now, and I can honestly say it's one of the most convenient and user-friendly credit options available—especially for online shopping. What I love most is the 0% interest for 4 months on purchases over £99. This feature alone has helped me manage larger expenses without the pressure of immediate repayment. It’s incredibly helpful during sales or when an unexpected expense crops up—think car repairs, tech upgrades, or gifting during the festive season.Repayments are flexible too—you can either pay in full, the minimum amount, or set a fixed monthly plan depending on what suits your budget. I also appreciate the transparency, with no hidden fees or sneaky charges. Another great perk is the buyer protection that comes with PayPal, giving added confidence when making purchases online. Overall, PayPal Credit has been a lifesaver in tight moments and a handy tool for smarter spending. I’d highly recommend it for anyone looking for a flexible and trusted credit solution—especially if you shop online regularly. Reviewed on: 27th May 2025
Shaun N's avatar
Shaun N

Great customer service and smooth transaction

5
Great customer service and smooth transaction Reviewed on: 27th May 2025
Austin's avatar
Austin

Perfect it’s just one word.

5
Perfect it’s just one word. PayPal is safe excellent service, very quick and easy Reviewed on: 27th May 2025
Anonymous's avatar
Anonymous

Paypal is very convenient as most retailers accept i...

4
Paypal is very convenient as most retailers accept it as a payment method. The various payment options and interest free period when spending over £100 can come in very handy at times! Reviewed on: 27th May 2025
Adele Doyle's avatar
Adele Doyle

Easy process.

5
Easy process and very professional advisors. Reviewed on: 27th May 2025
David S's avatar
David S

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