Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146489)

Great little fund to fall back on.

5
Great little fund to fall back on. What i like most is the fraud investigation team, i always use paypal to ensure i have added security when making transactions. Another thing i like is 0% interest on purchases for 4months come in very handy and doesnt make it feel like you are borrowing money! Highly recomend. Reviewed on: 11th May 2026

Great service

5
Never had an issue and if i had they been very helpful Reviewed on: 11th May 2026

Excellent service, easy to access

5
Excellent service, easy to access Reviewed on: 11th May 2026

Better than regular credit cards!

5
Better than regular credit cards! Useful for online purchases etc. Reviewed on: 11th May 2026

GREAT EXPERIENCE SAFE WAY TO PAY EASY TO USE

5
GREAT EXPERIENCE SAFE WAY TO PAY EASY TO USE Reviewed on: 11th May 2026

PayPal credit is convenient and cost efficient

5
PayPal credit is convenient and cost efficient Reviewed on: 11th May 2026

Just super easy.

5
Just super easy. Easy ways to pay and updates regularly making it completely hassle free. Reviewed on: 11th May 2026

Faster and seamless transfer using any currency all...

5
Faster and seamless transfer using any currency all in one click. Reviewed on: 11th May 2026

They hace been very reliable so far, they have given...

5
They hace been very reliable so far, they have given me nothing but good service Reviewed on: 11th May 2026

I am very satisfied with paypal, i can use it in so...

5
I am very satisfied with paypal, i can use it in so many stores! Reviewed on: 11th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 78011 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products