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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146460 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146460)

An excellent all round online bank alternative

For a mostly free service it provides an excellent alternative / online banking and spending system that is typically very easy to understand and use. The UI is clear an consise and the options for spending, credit and transferring are very useful. Reviewed on: 11th May 2026

PayPal is an excellent service

PayPal is an excellent service, the app is so user friendly and it is an option for payment for a breadth of services. Reviewed on: 11th May 2026

Paypal is very good in using it for purchases.

Paypal is very good in using it for purchases. Very transparent. Mobile spp is easy to use Reviewed on: 11th May 2026

Extremely helpful and best customer support

Extremely helpful and best customer support Reviewed on: 11th May 2026

Easy to use stress free better than a traditional cr...

Easy to use stress free better than a traditional credit card Reviewed on: 11th May 2026

Paypal credit is a good alternative to a credit card...

Paypal credit is a good alternative to a credit card and it's even easier to set up making payments in advance Reviewed on: 10th May 2026

Love PayPal.

It’s easy to use. Available as a payment option with most retailers the pay in three is a big help with current financial struggles. Excellent customer service when I needed to get a refund d and Debenhams were blatantly ignoring me. Thank you Reviewed on: 10th May 2026

Would highly recommend ..

PayPal is so convenient and easy to use the app Reviewed on: 10th May 2026

Safe and secure to use.

Safe and secure to use. Never had a problem. Always there when needed. I use this for every transaction Reviewed on: 10th May 2026

Paypal is very good for any shopping or purchase buy...

Paypal is very good for any shopping or purchase buying or selling. I am very happy with paypal. Reviewed on: 10th May 2026

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