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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,437 reviews, last reviewed 26th Apr 2026
1643900% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and easy to use and straightforward Great service and easy to use and straightforward Reviewed on: 26th April 2026
Michael C's avatar
Michael C

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026
Jim F's avatar
Jim F
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (86437)

Mostly good, but I got ripped off by an app company...

5
Mostly good, but I got ripped off by an app company recently and PayPal didn't back me up. Which was disappointing. I almost closed my account because of it. Reviewed on: 27th May 2025
John D's avatar
John D

Easy to use

5
I’ve never had a problem with PayPal. It’s easy to use. Reviewed on: 27th May 2025
Charlotte's avatar
Charlotte

PayPal is number 1

5
Always there when I need it and I feel very safe using Paypal Reviewed on: 27th May 2025
Steve S's avatar
Steve S

Great service, helping to manage budget

5
Great service, helping to manage budget Reviewed on: 27th May 2025
Anna D's avatar
Anna D

Easy to use and helps you buy stuff that's alot of m...

5
Easy to use and helps you buy stuff that's alot of money and gives you time to pay it off Reviewed on: 27th May 2025
Jim C's avatar
Jim C

The 4 months interst free credit and the pay in 3 ar...

5
The 4 months interst free credit and the pay in 3 are an asset to my purchasing power and flexibility to pay. Reviewed on: 27th May 2025
Carl N's avatar
Carl N

Very convenient and fast online payment f

5
Very convenient and fast online payment Reviewed on: 27th May 2025
Dexter L's avatar
Dexter L

Very easy to complete transaction, clear instruction...

5
Very easy to complete transaction, clear instructions and payment scheme explained. Reviewed on: 27th May 2025
Piotr S's avatar
Piotr S

Customer Service Excellent

5
Customer Service deal with issues swiftly & quickly get things resolved and quicker than anyother company's which really impressed me. You have total peace of mind and treated with respect Reviewed on: 27th May 2025
Tina K's avatar
Tina K

PayPal is very versatile and easy to manage.

5
PayPal is very versatile and easy to manage. It is a trustworthy brand and makes online purchases much easier! I would recommend to all of my friends and often do! using PayPal makes me feel safe whilst shopping online and that is priceless! Reviewed on: 27th May 2025
Heather Gretton's avatar
Heather Gretton

Review PayPal: PayPal Credit now

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