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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,504 reviews, last reviewed 26th Apr 2026
1647150% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience as always. Very good experience as always. Very quick and hood Reviewed on: 26th April 2026
Jack L's avatar
Jack L

Latest lowest rating:

2

Sometimes it works but not always. Sometimes it works but not always.. offers made for split repayments the balances are not always shown. Confusing Reviewed on: 26th April 2026
Jim F's avatar
Jim F
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86504)

PayPal offers a seamless and user-friendly experienc...

5
PayPal offers a seamless and user-friendly experience for both personal and business transactions. Its clean interface, quick setup, and widespread acceptance make it easy to send or receive money with just a few clicks. Features like one-click checkout and secure login add to the convenience. Overall, it’s a reliable and intuitive platform for managing online payments. Reviewed on: 27th May 2025
Nirmal K's avatar
Nirmal K

paypal credit account, amazing service

5
I have had my PayPal credit for about 6 years, I use PayPal to pay everything I purchase online, very safe and any issues they will always refund you, excellent service, would defiently recommend Reviewed on: 27th May 2025
Marie's avatar
Marie

Got Your Back!

5
Easy to use, both app and website. Feel PayPal have got your back if there is any dispute; sorted promptly when I had dealings with a fraudulent seller. Great customer service. Highly recommend. Reviewed on: 27th May 2025
MrMadz's avatar
MrMadz

Pay Pal Payments

5
A great and secure way to pay. Options to pay in 3 installments. An easy way to be payed and the option for credit with Pay Pal Credit. Everything you need in one place. Reviewed on: 27th May 2025
John Allen's avatar
John Allen

I have been using PayPal for over a decade now.

5
I have been using PayPal for over a decade now. Never let me down, payments on time both ways. Great for financial protection and I love the benefit of PayPal credit. They have a great and easy to use app that makes all transactions nice and easy to follow. Reviewed on: 27th May 2025
Tim S's avatar
Tim S

Alan 2025

4
Had a recent loan with PayPal.it was handled quick and professionally. I had a customer service query and it was handled quickly and satisfactorily Reviewed on: 27th May 2025
Alan Peachey's avatar
Alan Peachey

Always use PayPal very good service and very secure

5
Always use PayPal very good service and very secure Reviewed on: 27th May 2025
laurence p's avatar
laurence p

The effortless nature of purchasing with PayPal coup...

5
The effortless nature of purchasing with PayPal coupled with the low interest rates of their credit system makes for a fluid transaction process with little burden. Reviewed on: 27th May 2025
Ieuan R's avatar
Ieuan R

Always available when I need an extra month or so to...

5
Always available when I need an extra month or so to pay, and at 0% interest Reviewed on: 27th May 2025
Phillip N's avatar
Phillip N

always the best service.

5
always the best service. wouldn't use anything else Reviewed on: 27th May 2025
Maxine S's avatar
Maxine S

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