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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146426 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146426)

Excellent

Using PayPal Credit has been a smooth and convenient experience for me. The application process was quick and easy, and I received a decision almost instantly. I like how flexible the payment options are, especially the ability to spread the cost of purchases over time. The online account management is simple to use, making it easy to check balances, track payments, and manage transactions. Payments are processed quickly, and I receive reminders that help me stay on top of due dates. Customer service has also been helpful whenever I had questions. Overall, PayPal Credit has made online shopping more manageable and stress-free, and I would recommend it to anyone looking for a reliable and convenient credit option. Reviewed on: 10th May 2026

I love the easy way to log in using biometrics .

I love the easy way to log in using biometrics . And the fact it recognises my device .and I feel like a human being .very easy to make payments I feel in control thankyou PayPal credit life saver Reviewed on: 10th May 2026

Always positive experiences, never let me down

Always positive experiences, never let me down Reviewed on: 10th May 2026

It’s very convenient a quick and easy way to pay...

It’s very convenient a quick and easy way to pay Reviewed on: 10th May 2026

Good and useful options.

Good and useful options. However PayPal credit and when to pay off can be a little confusing. Reviewed on: 10th May 2026

I have always from paypal great .

I have always from paypal great . I even have credit with them. Reviewed on: 10th May 2026

good help

have used PayPal on lots of occasions with no complaints Reviewed on: 10th May 2026

Easy to use

Very easy to use, secure, easy to set up and manage direct debits Reviewed on: 10th May 2026

Easy to use and peace of mind against scammers

Easy to use and peace of mind against scammers Reviewed on: 10th May 2026

Thumbs up!

So far, I’ve not encountered any problem. Pay in 3 or over a period of time has made it easier to purchase things! Reviewed on: 10th May 2026

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