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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,647 reviews, last reviewed 26th Apr 2026
1653900% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I feel safer using PayPal than giving my bank detail... I feel safer using PayPal than giving my bank details so I feel more protected. And the side of the world also as I’m always rushing whilst buying onl... Read more Reviewed on: 26th April 2026
Norma Urey's avatar
Norma Urey

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026
M h arabi's avatar
M h arabi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (86647)

Great for those little surprises

5
PayPal credit has helped me spread larger purchases over longer periods of time and just made budgeting a lot easier if something unexpected came up Reviewed on: 27th May 2025
Bonnie F's avatar
Bonnie F

All great.

5
All great. Easy transparent and most of all safe transactions and shopping. Reviewed on: 27th May 2025
Eniko S's avatar
Eniko S

I use PayPal credit frequently, great interest rates...

5
I use PayPal credit frequently, great interest rates and the app is really easy to use. Over complex apps never hold my interest and I generally tend to stay away from them whereas the PayPal app is simple to use. You can see how much credit you have, your individual credit plans and which credit plans are about to expire. Reviewed on: 27th May 2025
Phil Grainger's avatar
Phil Grainger

All of my dealings with pay pall have gone great...

5
All of my dealings with pay pall have gone great Reviewed on: 27th May 2025
James R's avatar
James R

Great service

5
Great service easy to use and very secure Reviewed on: 27th May 2025
Paul's avatar
Paul

Can be difficult getting staff to discuss issues with.

4
Can be difficult getting staff to discuss issues with. Off putting. Reviewed on: 27th May 2025
Jane d's avatar
Jane d

Very easy to apply and manage, great opportunity.

5
Very easy to apply and manage, great opportunity. Reviewed on: 27th May 2025
Diana B's avatar
Diana B

Very easy to apply for and simple to use for on-line...

5
Very easy to apply for and simple to use for on-line purchases. Interest free for four months is fabulous Reviewed on: 27th May 2025
Christine B's avatar
Christine B

good service, safe and reliable form of payment and...

5
good service, safe and reliable form of payment and credit options available are excellent Reviewed on: 27th May 2025
Ada P's avatar
Ada P

Never had a bad one.

5
Never had a bad one. Always been very helpful when I’ve had the need to get in touch. Reviewed on: 27th May 2025
Justin R's avatar
Justin R

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