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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,695 reviews, last reviewed 27th Apr 2026
1656000% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good to use top notch service to use Good to use when transacting internationally Reviewed on: 27th April 2026
Nathaniel Kwesi Somuah's avatar
Nathaniel Kwesi Somuah

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026
M h arabi's avatar
M h arabi
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86695)

Great service

5
Easy to use and quick. The process means you can complete a transaction on your phone without having to go and find your cards. Reviewed on: 27th May 2025
GENK's avatar
GENK

Great and convenient way to shop

5
Very easy experience to use PayPal, and handy to have as an option when shopping online. Feels like the “safe” choice when making transactions on the internet. Reviewed on: 27th May 2025
DavidW 's avatar
DavidW

Stress free payment with PayPal

5
I’ve been using PayPal for a while now, and since I’ve never had any issues with it, I always have peace of mind when making transactions. It’s reliable, secure, and convenient, which is why it’s my go-to choice for online payments. Reviewed on: 27th May 2025
Maricar's avatar
Maricar

Always use PayPal for online purchases and never had...

5
Always use PayPal for online purchases and never had any problems Reviewed on: 27th May 2025
Richard p's avatar
Richard p

Excellent way of purchasing items

5
Excellent way of purchasing items, enabling me to buy more expensive items and keeping me within my budget Reviewed on: 27th May 2025
Caroline sallis's avatar
Caroline sallis

PayPal Credit for easy interest free extended payments

4
PayPal Credit is an excellent way of extending payment on purchases, providing due diligence is carried out on the payment deadline which can be up to 4 months from the date of purchase. Setting up a monthly Direct Debit is the easiest way to take care of purchases interest free. Reviewed on: 27th May 2025
Maria Kapari's avatar
Maria Kapari

PayPal credit is extremely convenient

5
PayPal credit is extremely convenient and prevents bank details from being used. Setting up a direct debit to make repayments is simple and interest rate is clear to understand as well as any additional charges. Reviewed on: 27th May 2025
Gemma S's avatar
Gemma S

Easy to use, reminders, sensible lender

5
Easy to use, reminders, sensible lender Reviewed on: 27th May 2025
Rebecca's avatar
Rebecca

Minimum of fuss

5
Payments are made with a minimum of fuss, allowing for very necessary security checks. Reviewed on: 27th May 2025
David S's avatar
David S

Great service.

5
Great service. Well used 4 month interest free facility. Reviewed on: 27th May 2025
Sean K's avatar
Sean K

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