Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146374 reviews)

View other PayPal products

4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146374)

Credit is very flexible l, the limit is enough and t...

Credit is very flexible l, the limit is enough and the interest free periods are great Reviewed on: 10th May 2026

Love the different ways you can pay

Love the different ways you can pay Reviewed on: 10th May 2026

Easy to use, great app.

Easy to use, great app. Choices rd logging in. All information clearly displayed. Reviewed on: 10th May 2026

Best retail finance provider.

Best retail finance provider. Provides the perfect opportunity for an instant 0% credit for goods. Reviewed on: 10th May 2026

Always done me proud no dramas, always simple and ha...

Always done me proud no dramas, always simple and haven’t had any problems Reviewed on: 10th May 2026

Reliable and secure I never have to worry about my m...

Reliable and secure I never have to worry about my money Reviewed on: 10th May 2026

I use PayPal credit for big or small purchases and t...

I use PayPal credit for big or small purchases and they are very generous with how much they give you Reviewed on: 10th May 2026

PayPal experience

Excellent service provided, no hassle whatsoever Reviewed on: 10th May 2026

Really easy to use and feel secure from fraud

Really easy to use and feel secure from fraud Reviewed on: 10th May 2026

Always smooth transactions.

Always smooth transactions. Never had a problem with this service. Reviewed on: 10th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77889 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub