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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,716 reviews, last reviewed 27th Apr 2026
1656900% increase in 5 star reviews
in the past 90 days
4650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is a great credit company and a god send. Paypal is a great credit company. They help me all year round paying for thing either in 3 payments or credit. Without this I would struggle. Reviewed on: 27th April 2026
David s's avatar
David s

Latest lowest rating:

2

The app could be better better lay out easy to under... The app could be better better lay out easy to understand Reviewed on: 26th April 2026
M h arabi's avatar
M h arabi
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (86716)

Excellent easy to use app ,

5
Excellent easy to use app , easy to control, clear payments , good communication and a helpful team if needed. Reviewed on: 27th May 2025
jimcoleman@sky.com's avatar
[email protected]

Superb service

5
My experiences have always been positive. PayPal Credit is a really useful service, and offers me excellent flexibility to better manage my budget. It’s quick, easy and straightforward to use. Reviewed on: 27th May 2025
Gayn D's avatar
Gayn D

Cannot recommend this enough!

5
Cannot recommend this enough! I do not have credit card, so when I accidently broke my phones screen and needed to get new one, bur did not had enough savings- PayPal was there for me! Reviewed on: 27th May 2025
Anonymous's avatar
Anonymous

Paypal reiview

5
Perfect always helpful in all areas ..transfers pay in 3 ,never let me done Reviewed on: 27th May 2025
L Jones's avatar
L Jones

Always helpful and easy to use.

5
Always helpful and easy to use. The app is easy to navigate and is a convenient way to shop. Reviewed on: 27th May 2025
Natasha C's avatar
Natasha C

Sensible flexibility

5
Offers great way to pay securely with varied options, use of own credit, pay on 3, split over 4 months for purchases over £99 and maintain control of spends. Reviewed on: 27th May 2025
Rachael T's avatar
Rachael T

PayPal Credit is so unbeliveably easy to use!

5
I find PayPal so easy to use, it's unbelievable. Reviewed on: 27th May 2025
gary evans's avatar
gary evans

Really quick and easy experience

5
Really quick and easy experience, from signing up to using PayPal credit and eventually paying it off couldnt ask for more. I Would definitely recommend to friends and family. Reviewed on: 27th May 2025
Charlotte P's avatar
Charlotte P

I like that it is globally accepted.

5
I like that it is globally accepted. So i don’t have to worry about managing or accessing funds when i am outside my residence. Reviewed on: 27th May 2025
Oluwaseun A's avatar
Oluwaseun A

Over the years PayPal has provided the with financia...

5
Over the years PayPal has provided the with financial support, the ability to send money and receive money to and from loved ones. Reviewed on: 27th May 2025
Milly O's avatar
Milly O

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