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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146334 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146334)

PayPal has been without doubt always fair if dispute...

PayPal has been without doubt always fair if disputes have been raised. Reviewed on: 10th May 2026

Very straightforward process.

Very straightforward process. I got confirmed easily Reviewed on: 10th May 2026

0% interest offer is great.

Really like the 0% interest for 4 months when spending over £100. Also liking the virtual card. Reviewed on: 10th May 2026

I have used PayPal over 10?

I have used PayPal over 10?years. I have confidence in it as they have resolved a few issues for me including my account being Spammed and guided me through the process. Reviewed on: 10th May 2026

Real Happy about this opportunity

Real Happy about this opportunity Reviewed on: 10th May 2026

Easy to use preferred method of online transactions...

Easy to use preferred method of online transactions , its as simple as that Reviewed on: 10th May 2026

Easy to use but 0% interest ending could be clearer

Easy to use but could be clearer on which purchases have or are running out of the 0% interest free 4 months. This could be made clearer with a progress chart to demonstrate how long each payment has before reaching end of 0%. Reviewed on: 10th May 2026

Good and fast service now i am going to use pay pal...

Good and fast service now i am going to use pay pal on the daily basis Reviewed on: 10th May 2026

Whenever I have had a reason to contact PayPal custo...

Whenever I have had a reason to contact PayPal customer services, I have always been met with support, understanding and a strong urge to resolve my issue. Reviewed on: 10th May 2026

Its Paypal, best usage for buyjng on internet in my...

Its Paypal, best usage for buyjng on internet in my personal opinion. Reviewed on: 10th May 2026

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