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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146267 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146270)

Very reliable for online shopping

Very reliable for online shopping Reviewed on: 10th May 2026

Just nice and easy, secure to use

Just nice and easy, secure to use Reviewed on: 10th May 2026

Great service, never had an issue

Great service, never had an issue Reviewed on: 10th May 2026

Great rates, easy to use app, support available if n...

Great rates, easy to use app, support available if needed. Reviewed on: 10th May 2026

fantastic

I’ve had no issues since using PayPal Credit. Simple, straightforward and very easy to use. Decent rate and monthly payments are very manageable. Reviewed on: 10th May 2026

PayPal is always a life saver

PayPal is always a life saver especially the pay in three options,.really helps when finances are tight Reviewed on: 10th May 2026

Keeps my payment secure and reminders are sent well...

Keeps my payment secure and reminders are sent well ahead of due payment date to ensure no late payment is made. Reviewed on: 10th May 2026

Very good amazing

Very good i enjoy it its amazing to use and easy Reviewed on: 10th May 2026

Just brilliant

Very good customer service also very user friendly website Reviewed on: 10th May 2026

The payment plan for credit card is seamless.

The payment plan for credit card is seamless. Reviewed on: 10th May 2026

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