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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86732 reviews)

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4.90

Based on 86,732 reviews, last reviewed 27th Apr 2026

1657650% increase in 5 star reviews

in the past 90 days

4700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

If I have any issues they treat me fair If I have any issues they treat me fair Reviewed on: 27th April 2026

Latest lowest rating:

1

Being absolutely honest, I am disgusted with PayPal! Being absolutely honest, I am disgusted with PayPal! I made a purchase and never received my order. I contacted PayPal and they found in the sellers f... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86732)

PayPal is easy to use and very reliable.

PayPal is easy to use and very reliable. I like how fast and secure it is for sending and receiving money. The app is simple, and their customer service has been helpful when I needed it. Great service overall! Reviewed on: 27th May 2025

Excellent credit provider...

I have used PayPal now for a long time (approximately 10 years!) The easy to use app along with the option of using PayPal Credit when finances are a squeeze! - This has been an excellent tool and a lifesaver! Reviewed on: 27th May 2025

Planning purchases with PayPay

Always used Paypal for ebay purchases and have been pleased with credit facility pay in three makes buying goods more affordable. With a family you can plan ahead with purchasing and helps to budget for more expensive purchases. Reviewed on: 27th May 2025

0% interest borrowing

I borrowed money at 0% interest. Easy to do, and a pleasant transaction. Reviewed on: 27th May 2025

Easy to use.

Easy to use. Most of the seller registered to pay-pall Reviewed on: 27th May 2025

Excellent Service

Have been using PayPal for years as it is so easy and I feel safe with them. It is such a convenient way to pay for things and accepted In so many places. The app on the phone is great for you to keep track of your account and the payment schemes make things easier to budget for. Reviewed on: 27th May 2025

Excellent easy to use app ,

Excellent easy to use app , easy to control, clear payments , good communication and a helpful team if needed. Reviewed on: 27th May 2025

Superb service

My experiences have always been positive. PayPal Credit is a really useful service, and offers me excellent flexibility to better manage my budget. It’s quick, easy and straightforward to use. Reviewed on: 27th May 2025

Cannot recommend this enough!

Cannot recommend this enough! I do not have credit card, so when I accidently broke my phones screen and needed to get new one, bur did not had enough savings- PayPal was there for me! Reviewed on: 27th May 2025

Paypal reiview

Perfect always helpful in all areas ..transfers pay in 3 ,never let me done Reviewed on: 27th May 2025

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