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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (86750 reviews)

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4.90

Based on 86,750 reviews, last reviewed 27th Apr 2026

1658500% increase in 5 star reviews

in the past 90 days

4700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have used PayPal for about 10 years had one person... I have used PayPal for about 10 years had one person try to scam me and PayPal were on the ball were very fast at canging passwords email ect saved me... Read more Reviewed on: 27th April 2026

Latest lowest rating:

1

Being absolutely honest, I am disgusted with PayPal! Being absolutely honest, I am disgusted with PayPal! I made a purchase and never received my order. I contacted PayPal and they found in the sellers f... Read more Reviewed on: 27th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (86750)

PayPal - Always an easy way to pay

I use PayPal credit and PayPal pay-in-three often and always find it easy to use and really convenient. I get to split or delay the payment and this makes more expensive, unexpected purchases much more manageable. Reviewed on: 27th May 2025

Competitive

Easy to use. Competitive interest rate fir credit cards. Reviewed on: 27th May 2025

Very easy to use and safe payment options

Very easy to use and safe payment options Reviewed on: 27th May 2025

I only trust PayPal for online purchases, if they th...

I only trust PayPal for online purchases, if they they don’t use PayPal no purchase Reviewed on: 27th May 2025

I have used PayPal Credit on several occasions as it...

I have used PayPal Credit on several occasions as it’s gives me a flexible way to pay for larger purchases Reviewed on: 27th May 2025

Safe, secure and excellent value

I use PayPal to pay on websites whenever it's available to be sure that my information is protected. PayPal credit is fantastic to spread the cost at 0% for 3-4 months Reviewed on: 27th May 2025

I am with PayPal for 20 years now , loyal, always fe...

I am with PayPal for 20 years now , loyal, always feel safe to make my purchases Reviewed on: 27th May 2025

I have always had a great experience with Paypal, I...

I have always had a great experience with Paypal, I use it a lot and gives me peace of mind knowing its there and available. Reviewed on: 27th May 2025

PayPal is easy to use and very reliable.

PayPal is easy to use and very reliable. I like how fast and secure it is for sending and receiving money. The app is simple, and their customer service has been helpful when I needed it. Great service overall! Reviewed on: 27th May 2025

Excellent credit provider...

I have used PayPal now for a long time (approximately 10 years!) The easy to use app along with the option of using PayPal Credit when finances are a squeeze! - This has been an excellent tool and a lifesaver! Reviewed on: 27th May 2025

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