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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146233 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146233)

Fantastic service all the way.

Fantastic service all the way. Easy to use as well Reviewed on: 10th May 2026

There are so many options to purchase to suit, like...

There are so many options to purchase to suit, like paypal credit, pay in 3, now debit card with reward points. Reviewed on: 10th May 2026

Easy to use. Safe and efficient

Great overall. Glad to know it can be used in stores now too. Reviewed on: 10th May 2026

PayPal makes me feel absolutely safe when I’m buying...

PayPal makes me feel absolutely safe when I’m buying online because they always sort out any disputes fairly and quickly. It’s like having a payment bodyguard and the “Pay in 3” option allows me to treat myself sustainably with clear and achievable payments. Reviewed on: 10th May 2026

danielamx56

always works and I feel secure when using Reviewed on: 10th May 2026

Credit offers

My experience with paypal is really good. Every time when I need some credit support I have never been disappointed with paypal credit offer. Reviewed on: 10th May 2026

I had a problem when paying back a loan that the dir...

I had a problem when paying back a loan that the direct debit system, which I had applied for to pay back the loan. Which for my attention I was unaware of as the money was not being taken out on the days which I had requested,when applying for the direct debit. Despite numerous phone calls to my bank and PayPal. The bank(my bank) Where saying the fault was PayPal not issuing them with the amount and PayPal saying it was the fault of the bank rejecting their request to take the money out from my bank account. I was so stressed and fed up, that I started to pay back the loan on my own through the PayPal app myself. Which works perfectly for me now. Reviewed on: 10th May 2026

Very good service, never had a problem.

Very good service, never had a problem. Reviewed on: 10th May 2026

I feel like my transactions are safe if ever I have...

I feel like my transactions are safe if ever I have any queries customer services are quick and efficient. I love how I can use for big purchases and to transfer money sometime small amounts to other account holders in work when we are taking part in collections for colleagues. I use PayPal credit for convenience and can pay off balance whenever I choose. All my family and friends use PayPal we love it Reviewed on: 10th May 2026

I enjoy how quick and easy it is

I enjoy how quick and easy it is Reviewed on: 10th May 2026

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