Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146230 reviews)

View other PayPal products

4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146230)

Never had a problem with PayPal always been good for...

Never had a problem with PayPal always been good for me I thank PayPal for always looking out for me thank you again Reviewed on: 10th May 2026

Good app with good serviceswould like to see more be...

Good app with good serviceswould like to see more benefits though Reviewed on: 10th May 2026

Easy excellent service .

Easy excellent service . What’s not to like. Reviewed on: 10th May 2026

From my experience.

I have never had an issue with paypal so I can't comment on the customer service. As far as value for money, I have used pay in three, I was not charged for it so it is good value for money. When the cost of an item is just a little to high to manage in one month it allows me to buy the item without inccuring any charges. Reviewed on: 10th May 2026

Vert handing for speading cost of larger items

Vert handing for speading cost of larger items Reviewed on: 10th May 2026

Always trustworthy and a great, secure way to pay.

Always trustworthy and a great, secure way to pay. Good communication and contact. The ways to pay are really useful such as pay in 3 or credit and knowing you have them as security to back you up is fantastic. Reviewed on: 10th May 2026

Easy to use and helped me so much

Easy to use and helped me so much Reviewed on: 10th May 2026

Excellent customer services.

Excellent customer services. Nothing is too much trouble Reviewed on: 10th May 2026

Hello PayPal.

Through the years I've been supported with PayPal. Reviewed on: 10th May 2026

Always quick and easy to use!

Always quick and easy to use! I regularly use it for various different purchases. Reviewed on: 10th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77660 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub