Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 86,810 reviews, last reviewed 27th Apr 2026
1661250% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used PayPal for many years to make many secur... I have used PayPal for many years to make many secure and quick payments for purchases and to send money to people. I absolutely trust it and if I eve... Read more Reviewed on: 27th April 2026
Hayden D's avatar
Hayden D

Latest lowest rating:

1

Being absolutely honest, I am disgusted with PayPal! Being absolutely honest, I am disgusted with PayPal! I made a purchase and never received my order. I contacted PayPal and they found in the sellers f... Read more Reviewed on: 27th April 2026
Mohammed A's avatar
Mohammed A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (86810)

I have had a good experienced with PayPal I found th...

5
I have had a good experienced with PayPal I found the service to be professional and speedy I would recommend PayPal Reviewed on: 27th May 2025
Demme Newman's avatar
Demme Newman

I appreciate that PayPal is widely accepted and easy...

4
I appreciate that PayPal is widely accepted and easy to use and helps me with not having to enter card details repeatedly, with all the potential for error or fraud that reentering could bring . The credit facility has helped me when I've had cashflow issues. The only thing I don't find straightforward is changing my default delivery address, which I seem to have to do manually every time Reviewed on: 27th May 2025
Elizabeth G's avatar
Elizabeth G

Quick and simple

5
Easy to use and set up, good 0% period and clear simple app Reviewed on: 27th May 2025
Andy M's avatar
Andy M

very convenient

5
Easy and fast payments, good t&c, very convenient Reviewed on: 27th May 2025
Gatis S's avatar
Gatis S

Helps to spread costs for larger spends

5
Helps to spread costs for larger spends Reviewed on: 27th May 2025
Simon B's avatar
Simon B

it's easy to get and helped when needed

5
it's easy to get and helped when needed Reviewed on: 27th May 2025
Tega's avatar
Tega

All round Excellence

5
I am so pleased I was offered PayPal Credit. It allows me to purchase more expensive items without having to pay the full amount upfront. With PayPal Credit I can now pay over a longer period of time without costing me any additional charges. Brilliant! Reviewed on: 27th May 2025
Chrissie S's avatar
Chrissie S

For larger purchases, a good service to use

5
I don't use it often, only for larger purchases but I do have a good credit rating so its quite easy to use Reviewed on: 27th May 2025
Teresa's avatar
Teresa

Never had any issues with PayPal good service

5
Never had any issues with PayPal good service Reviewed on: 27th May 2025
David i's avatar
David i

Ease of use: regular updates: convenient especially...

5
Ease of use: regular updates: convenient especially when I don’t have my bank card with me Reviewed on: 27th May 2025
Colin 's avatar
Colin

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill