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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146229 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146229)

Same old same old.

Same old same old. Does the job, been a customer since eBay started promoting, the PayPal Credit Card in the UK is a life saver. But yea! overall, just like another transaction method, which is reliable and useful! Reviewed on: 10th May 2026

I have receive nothing short of Excellent customer s...

I have receive nothing short of Excellent customer service every time I call service centre. Reviewed on: 10th May 2026

Great facility and helps with spreading payment over...

Great facility and helps with spreading payment over 3 or 4 months interest free and customer service is really helpful Reviewed on: 10th May 2026

I've always found PayPal faster to use excellent ser...

I've always found PayPal faster to use excellent service and when speaking to anybody and service care they've always been polite and very helpful Reviewed on: 10th May 2026

Paypal helps me financially especially the 4 months...

Paypal helps me financially especially the 4 months interest free payment Reviewed on: 10th May 2026

Works well and quick although just tried to pay and...

Works well and quick although just tried to pay and having to set up new payment method not sure why Reviewed on: 10th May 2026

I have just signed up for PayPal Credit, and it was...

I have just signed up for PayPal Credit, and it was so easy to do. I use PayPal for all my online purchases, so it makes sense to get PayPal Credit. Just answer a few questions, then they check everything, and within no time, I had passed all the necessary checks. Thank you PayPal. Reviewed on: 10th May 2026

Organising money

It has allowed me to spread my payments out and organise my money better. Allowing me to pay for large items and plan for the future. Reviewed on: 10th May 2026

Hassle free, the credit really helped me out.

Hassle free, the credit really helped me out. Reviewed on: 10th May 2026

I had a great experience without Hazel

I had a great experience without Hazel Reviewed on: 10th May 2026

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