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PayPal: PayPal Credit reviews

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4.90
Based on 86,905 reviews, last reviewed 27th Apr 2026
1665750% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for spreading payments with no added interest... Great for spreading payments with no added interest if paid off in time! Reviewed on: 27th April 2026
Laura W's avatar
Laura W

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (86905)

I had no issues using PayPal, app works perfectly, e...

5
I had no issues using PayPal, app works perfectly, easy to pay or to get paid. Reviewed on: 27th May 2025
Claudiu C's avatar
Claudiu C

Easy to use and the lowest fees.

5
Easy to use and the lowest fees. Reviewed on: 27th May 2025
Nelson DF's avatar
Nelson DF

Excellent

5
Great app user interface, easy and simple to use. Paypal credit really useful tool Reviewed on: 27th May 2025
Matthew S's avatar
Matthew S

I always feel safe using PayPal.

5
I always feel safe using PayPal. I’ve never had any issues. I’m able to spread the cost over 3 months. This is amazing Reviewed on: 27th May 2025
Jackie Cooper's avatar
Jackie Cooper

I love the 3 months pay.

5
I love the 3 months pay. When you use PayPal it cuts out all the long payments. It’s quick & easy. I use it weekly. Reviewed on: 27th May 2025
Katie s's avatar
Katie s

Convenient, Flexible, and Reliable

5
I’ve been using PayPal Credit for over a year now and I’m genuinely impressed by how convenient and flexible it is. The 0% interest for 4 months on purchases over £99 is a brilliant feature – it’s helped me spread the cost of larger items without paying extra. The application process was quick and straightforward, and everything is seamlessly integrated with my PayPal account. I also appreciate how easy it is to manage repayments online or via the app. Notifications and reminders are clear and timely, and I’ve never had any issues with missed payments. It’s a great option if you want to make larger purchases and pay them off gradually without high interest, provided you stay on top of the terms. Overall, PayPal Credit is a reliable and helpful tool for responsible buyers – I’d definitely recommend it if you’re looking for flexible finance with trusted backing. Reviewed on: 27th May 2025
William B's avatar
William B

Great and easy to use!

5
Everything has been straight forward, easy and just what you want from a credit provider. Reviewed on: 27th May 2025
Abigail M's avatar
Abigail M

Easy to use prompt.payment

5
Easy to use..good communication. Easy to.pay Reviewed on: 27th May 2025
Darren c's avatar
Darren c

Easy to transfer money and to use for online shopping.

5
Easy to transfer money and to use for online shopping. The PayPal App is easy to navigate. PayPal credit comes handy for big purchases. Had a couple issues with the seller when purchases weren’t received and PayPal helped to refund the money. Customer service respond very quickly and are always helpful. Reviewed on: 27th May 2025
AnaV's avatar
AnaV

Great service

5
I enjoy using PayPal as the app is straight forward and easy to use. I also love pay pal credit service because I love the option to split my purchases in few instalments Reviewed on: 27th May 2025
Natalia M's avatar
Natalia M

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