Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 87,027 reviews, last reviewed 27th Apr 2026
1671600% increase in 5 star reviews
in the past 90 days
4750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay pal is always my go to. Pay pal is always my go to. pay in 3 helps. Reviewed on: 27th April 2026
ronald griffiths's avatar
ronald griffiths

Latest lowest rating:

1

shocking company to deal with your money is... Absolute shocking company to deal with your money isn’t protected they protect sellers over buyers! Over 95 days waiting on my money and still on goin... Read more Reviewed on: 27th April 2026
Ruairi h's avatar
Ruairi h

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (87027)

PayPal credit is one of the best credit provider tha...

5
PayPal credit is one of the best credit provider that I have ever had. I have been with PayPal credit for a long time now, good customer services, prompt answer to your questions. Support services is great and friendly, I will be more than happy to introduce PayPal credit to friends and family members. Great customer friendly. Thank you for your services. Reviewed on: 27th May 2025

Have used paypal loads to buy goods on finances and...

5
Have used paypal loads to buy goods on finances and never had an issue. Reviewed on: 27th May 2025

Using PayPal is easy and simple.

5
Using PayPal is easy and simple. The app is great and their customer service is outstanding. Reviewed on: 27th May 2025

Pay in three is a great idea if you have willpower,...

5
Pay in three is a great idea if you have willpower, particularly while interest rates are still high Reviewed on: 27th May 2025

Great service, easy to use and online app brilliant

5
Great service, easy to use and online app brilliant Reviewed on: 27th May 2025

Trustworthy company with great customer service

5
I trust PayPal because if there has ever been a problem they investigate and reporters quickly. They make sure that the seller refund the money or if do not they refund it and pursue the seller. I always use them as I feel my money is safe especially if buying from abroad. Having opportunity to buying over 3 or 4 months without interest is great as well. Really helps on larger units. If you change your mind and return an item the refund is also very quick. All. In all I find PayPal a great trustworthy company to deal with. Reviewed on: 27th May 2025

Great help

5
I have a good experience with paypal.com. I needed to pay bills after losing my partner and son and money was tight this helped a great deal. I use PayPal where I can for shopping because I no its safe. I have missed payments before but I catch up. Reviewed on: 27th May 2025

Never had any issues with PayPal credit

5
Never had any issues with PayPal credit Reviewed on: 27th May 2025

easy to use and safe, when paying online goods.

5
easy to use and safe, when paying online goods. Several payment options for subcribers Reviewed on: 27th May 2025

Very good service love useing it very handy

5
Very good service love useing it very handy Reviewed on: 27th May 2025

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review