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PayPal: PayPal Credit reviews

4.73
Based on 146,206 reviews, last reviewed 29th Jun 2026
4382850% increase in 5 star reviews
in the past 90 days
12600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026
Graham M's avatar
Graham M

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026
Missvgrey's avatar
Missvgrey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146222)

Great company!

5
If I have ever had any queries they sre very quick in helping. Never really had any issues. Great company Reviewed on: 10th May 2026

Yeah, I have a good as well as with them.

5
Yeah, I have a good as well as with them. I never had a problem with the PayPal always good. Reviewed on: 10th May 2026

Very easy to set up, use and pay back.

5
Very easy to set up, use and pay back. 100% hassle free. Reviewed on: 10th May 2026

It’s very quick and efficient and I love using paypal

4
It’s very quick and efficient and I love using paypal Reviewed on: 10th May 2026

Convenient and fast.

5
Convenient and fast. 0% interest free credit. Reviewed on: 10th May 2026

Great experience with PayPal mostly

5
Mostly had a great experience with PayPal over the last 7 years, always up to date and very good service, would be nice if the 0% credit was extended to more than 4 months personally but cant really complain about that Reviewed on: 10th May 2026

At this time I am using PayPal is good

5
At this time I am using PayPal is good Reviewed on: 10th May 2026

concise and clear

5
Everything is easy clear and concise and you know exactly where you on your account at all times Reviewed on: 10th May 2026

Difficulty with payments through app.

3
Difficulty with payments through app. Charges occurring due to technical challenges with PayPal. Reviewed on: 10th May 2026

Always on hand to help cleary and swiftly

5
Always on hand to help cleary and swiftly Reviewed on: 10th May 2026

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